{"id":3022,"date":"2023-09-18T10:52:16","date_gmt":"2023-09-18T07:52:16","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=3022"},"modified":"2023-09-18T10:52:16","modified_gmt":"2023-09-18T07:52:16","slug":"tcmbden-tlyi-destekleyen-yeni-kararlar","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=3022","title":{"rendered":"TCMB&#8217;den TL&#8217;yi destekleyen yeni kararlar"},"content":{"rendered":"<div class=\"news-content\">\n<p>\n\tBankac\u0131l\u0131k sisteminde TL pay\u0131n\u0131 art\u0131rma ve TL&#8217;yi tasarruf arac\u0131 haline getirme amac\u0131n\u0131 kararl\u0131l\u0131kla s\u00fcrd\u00fcren TCMB, mevcut d\u00fczenlemede yapt\u0131\u011f\u0131 revizyonlarla bu amac\u0131n\u0131 peki\u015ftirirken, baz\u0131 te\u015fvik ve uygulama kolayl\u0131klar\u0131 da getirdi.<\/p>\n<p>\n\tMerkez Bankas\u0131, yerel para TL&#8217;yi g\u00fc\u00e7lendirmeye y\u00f6nelik olarak hem standart TL mevduat\u0131 destekleyen hem de kur korumal\u0131 hesaplardan standart TL mevduata ge\u00e7i\u015fi \u00f6zendiren yeni ad\u0131mlar att\u0131.<\/p>\n<p>\n\tTCMB&#8217;nin bankalara g\u00f6nderdi\u011fi uygulama talimat\u0131na g\u00f6re, (ger\u00e7ek ki\u015filer i\u00e7in) TL pay\u0131 art\u0131\u015f hedefi y\u00fckseltildi.<\/p>\n<p>\n\tTCMB, a\u011fustos ay\u0131nda menkul k\u0131ymet ve zorunlu kar\u015f\u0131l\u0131k uygulamalar\u0131nda kur korumal\u0131 hesaplar\u0131n TL mevduata dahil oldu\u011fu TL pay\u0131 rasyosunu y\u00fcr\u00fcrl\u00fckten kald\u0131rm\u0131\u015f, yerine kur korumal\u0131 hesaplar\u0131 TL mevduat olarak dikkate almayan ve standart yerel para olan TL mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131n\u0131 art\u0131rmay\u0131 hedefleyen yeni bir TL pay\u0131 rasyosu getirmi\u015fti.<\/p>\n<p>\n\tTL&#8217;ye ge\u00e7i\u015flerin h\u0131zland\u0131\u011f\u0131n\u0131 g\u00f6steren veriler do\u011frultusunda ger\u00e7ek ki\u015filer i\u00e7in ayl\u0131k y\u00fczde 2 olarak belirlenen TL pay\u0131 art\u0131\u015f hedefi, y\u00fczde 2,5&#8217;e y\u00fckseltildi.<\/p>\n<p>\n\tAyr\u0131ca, TL&#8217;ye ge\u00e7i\u015f ve yenileme ile TL pay\u0131 hesaplamalar\u0131nda revizyona gidildi. TL&#8217;ye ge\u00e7i\u015f ve yenileme oran\u0131nda eksik kalan k\u0131sm\u0131n ger\u00e7ek ki\u015fi d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131yla tamamlanmas\u0131 m\u00fcmk\u00fcn hale getirildi.<\/p>\n<p>\n\t<strong>Komisyon uygulamas\u0131nda TL&#8217;ye ge\u00e7i\u015f ve yenileme oranlar\u0131 esas al\u0131nd\u0131<\/strong><\/p>\n<p>\n\tA\u011fustos ay\u0131nda menkul k\u0131ymet ve zorunlu kar\u015f\u0131l\u0131k uygulamalar\u0131nda y\u00fcr\u00fcrl\u00fckten kald\u0131r\u0131lan eski TL pay\u0131 rasyosuna g\u00f6re komisyon uygulamas\u0131 da sona erdirildi. Komisyon uygulamas\u0131nda, TL&#8217;ye ge\u00e7i\u015f ve yenileme oranlar\u0131 belirleyici olacak.<\/p>\n<p>\n\tUygulama talimat\u0131na g\u00f6re, TL&#8217;ye ge\u00e7i\u015f ve yenileme oran\u0131 y\u00fczde 100&#8217;\u00fcn alt\u0131nda olan bankalara y\u0131ll\u0131k y\u00fczde 8 oran\u0131nda, y\u00fczde 100&#8217;\u00fcn \u00fczerinde olan bankalara ise y\u0131ll\u0131k en fazla y\u00fczde 4 olacak \u015fekilde TL&#8217;ye ge\u00e7i\u015f oran\u0131na g\u00f6re komisyon uygulanacak.<\/p>\n<p>\n\t<strong>Harcama mukabili kredilerde muafiyet s\u0131n\u0131r\u0131 y\u00fckseltildi<\/strong><\/p>\n<p>\n\t\u0130hracat, yat\u0131r\u0131m ve KOB\u0130 kredilerinde 50 bin TL&#8217;nin \u00fczerinde kredi kulland\u0131r\u0131lmas\u0131 durumunda kredinin belirlenen harcama alanlar\u0131nda kullan\u0131ld\u0131\u011f\u0131n\u0131n belgelenmesi gerekiyor, aksi takdirde bankalar kredinin y\u00fczde 30&#8217;u oran\u0131nda menkul k\u0131ymet tesis ediyor ve bu krediler kredi b\u00fcy\u00fcmesi s\u0131n\u0131r\u0131na dahil oluyor.<\/p>\n<p>\n\tKredi ak\u0131\u015f\u0131n\u0131 rahatlatmak amac\u0131yla bu krediler i\u00e7in fatura muafiyet s\u0131n\u0131r\u0131 250 bin TL&#8217;ye y\u00fckseltildi.\u00a0<\/p>\n<div class=\"news-tags\">\n<div class=\"title\">ET\u0130KETLER<\/div>\n<div class=\"tags\">\n                                                                            Merkez Bankas\u0131<br \/>\n                                                                            Son Dakika\n                                                                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k sisteminde TL pay\u0131n\u0131 art\u0131rma ve TL&#8217;yi tasarruf arac\u0131 haline getirme amac\u0131n\u0131 kararl\u0131l\u0131kla s\u00fcrd\u00fcren TCMB,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3714,3715,811,3713,11],"class_list":["post-3022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-destekleyen","tag-kararlar","tag-tcmbden","tag-tlyi","tag-yeni"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - 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