{"id":3291,"date":"2023-09-28T13:33:10","date_gmt":"2023-09-28T10:33:10","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=3291"},"modified":"2023-09-28T13:33:10","modified_gmt":"2023-09-28T10:33:10","slug":"beste-kismi-odeme-donemi-sistemden-kisa-surede-cikisi-azaltacak","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=3291","title":{"rendered":"BES’te k\u0131smi \u00f6deme d\u00f6nemi: Sistemden k\u0131sa s\u00fcrede \u00e7\u0131k\u0131\u015f\u0131 azaltacak"},"content":{"rendered":"
\n

\n\tResmi Gazete’de yay\u0131mlanan “Bireysel Emeklilik Sistemi K\u0131smen \u00d6deme Hakk\u0131 Y\u00f6netmeli\u011fi” ile BES kat\u0131l\u0131mc\u0131lar\u0131na konut al\u0131m\u0131, evlenme, e\u011fitim ve do\u011fal afet hallerinde sistemden ayr\u0131lmadan hesab\u0131ndaki birikim tutar\u0131n\u0131n y\u00fczde 50’sine kadar k\u0131smen \u00f6deme yap\u0131labilmesi sa\u011flanacak.<\/p>\n

\n\t\u0130lave olarak, konut al\u0131m\u0131 ve evlilik hallerinde kendisine k\u0131smen \u00f6denen tutar\u0131n\u0131n y\u00fczde 20’sine, e\u011fitim ve do\u011fal afet hallerinde ise y\u00fczde 25’ine kadar devlet katk\u0131s\u0131 hesab\u0131ndaki tutarla s\u0131n\u0131rl\u0131 olmak \u00fczere bu tutardan da \u00f6deme yap\u0131labilmesine imkan tan\u0131nacak.<\/p>\n<\/p>\n

\"BES'te<\/p>\n

\n\t“Kat\u0131l\u0131mc\u0131lar tasarruflar\u0131na a<\/strong>ra\u00a0<\/strong>vermeden sistemde kalabilecek”<\/strong><\/p>\n

\n\tT\u00fcrkiye Sigorta ve T\u00fcrkiye Emeklilik Genel M\u00fcd\u00fcr\u00fc Taha \u00c7akmak, yap\u0131lan de\u011fi\u015fiklik ile kat\u0131l\u0131mc\u0131lar\u0131n art\u0131k sistemden tamamen \u00e7\u0131kmadan birikimlerinin y\u00fczde 50’sine kadar olan k\u0131sm\u0131n\u0131 toplu olarak alabileceklerini bu sayede s\u00f6zle\u015fmelerini sonland\u0131rmadan konut al\u0131m\u0131, evlenme, do\u011fal afet ve e\u011fitim durumlar\u0131nda birikimlerini kullanabileceklerini s\u00f6yledi.<\/p>\n

\n\tMevcut yap\u0131da kat\u0131l\u0131mc\u0131lar\u0131n birikimlerini kullanabilmek i\u00e7in tamam\u0131na ihtiyac\u0131 olmad\u0131\u011f\u0131 hallerde dahi, sistemden \u00e7\u0131karak devlet katk\u0131s\u0131 ile hak etti\u011fi baz\u0131 haklar\u0131n\u0131 kaybetti\u011fini dile getiren \u00c7akmak, “Y\u00fcr\u00fcrl\u00fc\u011fe girecek yeni d\u00fczenleme ile kat\u0131l\u0131mc\u0131lar nakit ihtiya\u00e7lar\u0131nda birikimlerinin tamam\u0131n\u0131 \u00e7ekip haklar\u0131n\u0131 kaybetmek yerine k\u0131smi \u00e7ekim yaparak birikimlerinin yan\u0131 s\u0131ra devlet katk\u0131lar\u0131n\u0131 alabilecekler. Bir taraftan sistemdeki kat\u0131l\u0131mc\u0131lar\u0131n nakit para ihtiyac\u0131 BES\u2019teki birikimleri vas\u0131tas\u0131yla giderilirken di\u011fer taraftan kat\u0131l\u0131mc\u0131lar tasarruflar\u0131na ara vermeden sistemde kalabilecek ve BES\u2019teki haklar\u0131n\u0131 koruyabilecekler” \u015feklinde konu\u015ftu.<\/p>\n<\/p>\n

\"BES'te<\/p>\n

\n\t“Tasarruflar\u0131n art\u0131r\u0131lmas\u0131nda etkili olacak”<\/strong><\/p>\n

\n\t\u00c7akmak, Nisan 2024\u2019te y\u00fcr\u00fcrl\u00fc\u011fe girecek d\u00fczenlemenin hem sekt\u00f6r hem kat\u0131l\u0131mc\u0131lar nezdinde olumlu sonu\u00e7lar do\u011furaca\u011f\u0131na inand\u0131klar\u0131n\u0131 aktararak, “D\u00fczenleme, \u00f6zellikle son 10 y\u0131ll\u0131k d\u00f6nemde ba\u015far\u0131s\u0131 giderek artan emeklilik fonlar\u0131ndaki b\u00fcy\u00fcmenin s\u00fcrd\u00fcr\u00fclebilirli\u011fini sa\u011flayacak. Ayr\u0131ca, bu d\u00fczenleme \u00fclke tasarruflar\u0131n\u0131n art\u0131r\u0131lmas\u0131nda, kat\u0131l\u0131mc\u0131lar\u0131n BES’i d\u00fczenli bir yat\u0131r\u0131m arac\u0131 olarak g\u00f6rmelerinde ve sistemden k\u0131sa s\u00fcrede \u00e7\u0131k\u0131\u015flar\u0131 azaltmada etkili olacak.” ifadelerini kulland\u0131.<\/p>\n

\n\tKonut al\u0131m\u0131 veya evlenme durumlar\u0131nda s\u00f6zle\u015fmeden k\u0131smen \u00f6deme i\u00e7in en az 5 y\u0131l y\u00fcr\u00fcrl\u00fckte olan ve katk\u0131 pay\u0131n\u0131 \u00f6demi\u015f kat\u0131l\u0131mc\u0131lar\u0131n faydalanabilece\u011fini bildiren \u00c7akmak, \u015funlar\u0131 kaydetti:<\/p>\n

\n\t“Her 5 y\u0131lda bir k\u0131smi \u00f6deme imkan\u0131ndan da tekrar yararlan\u0131labiliyor. K\u0131smen \u00f6denen tutar\u0131n y\u00fczde 20\u2019si oran\u0131nda da devlet katk\u0131s\u0131ndan yararlan\u0131labilir. E\u011fitim nedeniyle talep edilen k\u0131smen \u00f6demelerde BES\u2019te 5 y\u0131l sistemde kalma s\u00fcresi ve 21 ya\u015f\u0131 a\u015fmama ko\u015fulu bulunuyor. Bu kapsamda talep edilen k\u0131smen \u00f6demelerde 4 y\u0131l s\u00fcreli y\u0131ll\u0131k gelir sigortas\u0131 al\u0131nmas\u0131na m\u00fcteakip d\u00f6rd\u00fcnc\u00fc y\u0131l\u0131n sonunda k\u0131smen \u00f6denen tutar\u0131n y\u00fczde 25\u2019i oran\u0131nda devlet katk\u0131s\u0131ndan faydalan\u0131labiliyor. Do\u011fal afet durumunda ise k\u0131smen \u00f6deme al\u0131nacak tutar, birikimin y\u00fczde 50\u2019si ile s\u0131n\u0131rl\u0131 olup BES\u2019te sistemde ge\u00e7irilen s\u00fcre i\u00e7in ko\u015ful bulunmuyor. K\u0131smen \u00f6deme al\u0131nan tutar\u0131n y\u00fczde 25’i oran\u0131nda devlet katk\u0131s\u0131 da kat\u0131l\u0131mc\u0131n\u0131n birikimine aktar\u0131l\u0131yor.”<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n Bireysel Emeklilik Sistemi BES
\n Ekonomik D\u00fczenlemeler\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Resmi Gazete’de yay\u0131mlanan “Bireysel Emeklilik Sistemi K\u0131smen \u00d6deme Hakk\u0131 Y\u00f6netmeli\u011fi” ile BES kat\u0131l\u0131mc\u0131lar\u0131na konut al\u0131m\u0131,…<\/p>\n","protected":false},"author":1,"featured_media":92,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3977,3767,3976,2695,1855,3768,1938,3974,3975],"class_list":["post-3291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-azaltacak","tag-beste","tag-cikisi","tag-donemi","tag-kisa","tag-kismi","tag-odeme","tag-sistemden","tag-surede"],"yoast_head":"\nBES'te k\u0131smi \u00f6deme d\u00f6nemi: Sistemden k\u0131sa s\u00fcrede \u00e7\u0131k\u0131\u015f\u0131 azaltacak - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=3291\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BES'te k\u0131smi \u00f6deme d\u00f6nemi: Sistemden k\u0131sa s\u00fcrede \u00e7\u0131k\u0131\u015f\u0131 azaltacak - 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