{"id":4445,"date":"2023-11-16T13:01:50","date_gmt":"2023-11-16T10:01:50","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=4445"},"modified":"2023-11-16T13:01:50","modified_gmt":"2023-11-16T10:01:50","slug":"merkez-bankasi-finansal-istikrar-raporunu-yayimladi-enflasyonla-kararli-mucadelemizi-surduruyoruz","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=4445","title":{"rendered":"Merkez Bankas\u0131 Finansal \u0130stikrar Raporu&#8217;nu yay\u0131mlad\u0131: Enflasyonla kararl\u0131 m\u00fccadelemizi s\u00fcrd\u00fcr\u00fcyoruz"},"content":{"rendered":"<div class=\"news-content\">\n<p>\n\tT\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) 2023 y\u0131l\u0131na ili\u015fkin ikinci Finansal \u0130stikrar Raporu\u2019nu yay\u0131mlad\u0131.<\/p>\n<p>\n\tRaporun \u00f6ns\u00f6z\u00fcnde a\u00e7\u0131klamalar\u0131 bulunan TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan, sa\u011flam bilan\u00e7o yap\u0131s\u0131na sahip olan bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn, parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecinde faiz riskini ba\u015far\u0131yla y\u00f6netti\u011fini ifade etti.<\/p>\n<p>\n\tErkan, \u201cT\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) olarak, birinci hedefimiz ve varl\u0131k nedenimiz olan fiyat istikrar\u0131n\u0131 sa\u011flamakla toplumsal refaha en b\u00fcy\u00fck katk\u0131y\u0131 sunaca\u011f\u0131m\u0131z\u0131n bilincindeyiz. Enflasyonla kararl\u0131 m\u00fccadelemizi, haziran ay\u0131nda ba\u015flatt\u0131\u011f\u0131m\u0131z g\u00fc\u00e7l\u00fc parasal s\u0131k\u0131la\u015ft\u0131rma ile s\u00fcrd\u00fcr\u00fcyoruz. Bu s\u00fcreci makro finansal istikrar\u0131 g\u00f6zeten politika ad\u0131mlar\u0131m\u0131zla desteklerken, finansal piyasalara ili\u015fkin d\u00fczenleme \u00e7er\u00e7evesini sadele\u015ftirmekteyiz. \u0130ncelemekte oldu\u011funuz Finansal \u0130stikrar Raporu, bug\u00fcne kadar ger\u00e7ekle\u015ftirdi\u011fimiz d\u00fczenlemeler ile uygulad\u0131\u011f\u0131m\u0131z politikalar ve bunlar\u0131n neticesi ortaya \u00e7\u0131kan geli\u015fmeleri \u00f6zetlemekte ve ilgili analizlere yer vermektedir. Fiyat istikrar\u0131, finansal istikrar\u0131n kal\u0131c\u0131l\u0131\u011f\u0131 i\u00e7in gereklidir. Finansal istikrar\u0131n korunmas\u0131 ise fiyat istikrar\u0131n\u0131n toplumsal faydaya en fazla katk\u0131 sa\u011flayacak \u015fekilde tesisi ve s\u00fcrd\u00fcr\u00fclebilir, kaliteli ve istikrarl\u0131 b\u00fcy\u00fcmenin ger\u00e7ekle\u015fmesi i\u00e7in \u00f6nem arz etmektedir. K\u00fcresel ve ulusal geli\u015fmeler neticesinde, bu amaca eri\u015fmek i\u00e7in enflasyon ile m\u00fccadele her zamankinden daha elzem hale gelmi\u015ftir. Bu konuda t\u00fcm payda\u015flarda ayn\u0131 bilincin olmas\u0131 ve enflasyonla kararl\u0131l\u0131kla m\u00fccadele edilmesi, toplumun t\u00fcm kesimlerinde ortak bir anlay\u0131\u015f\u0131n ve beklentinin olu\u015fmas\u0131na ciddi katk\u0131da bulunmaktad\u0131r&#8221; ifadelerini kulland\u0131.<\/p>\n<p>\n\t<strong>&#8220;Bankac\u0131l\u0131k yap\u0131s\u0131 TCMB\u2019nin para politikas\u0131n\u0131n etkinli\u011fini destekleyen fakt\u00f6rlerdendir&#8221;<\/strong><\/p>\n<p>\n\tTCMB\u2019nin fiyat istikrar\u0131 ve finansal istikrar \u00e7abas\u0131ndaki en \u00f6nemli \u00e7\u0131pan\u0131n s\u00f6z konusu bu kamusal ve toplumsal mutabakat oldu\u011funu g\u00f6zlemlediklerini belirten TCMB Ba\u015fkan\u0131 Erkan yaz\u0131s\u0131nda \u015fu ifadeleri kulland\u0131:<\/p>\n<p>\n\t<em>&#8220;Parasal s\u0131k\u0131la\u015ft\u0131rma ve makroihtiyati \u00e7er\u00e7evede sadele\u015fme kapsam\u0131nda att\u0131\u011f\u0131m\u0131z ad\u0131mlar\u0131n etkilerini, piyasa mekanizmalar\u0131n\u0131n i\u015flevselli\u011finde art\u0131\u015f ve varl\u0131k fiyatlar\u0131n\u0131n sinyal niteli\u011finin g\u00fc\u00e7lenmesi \u015feklinde g\u00f6zlemeye ba\u015flad\u0131k. Bu s\u00fcre\u00e7 i\u00e7erisinde, finansal sistemde T\u00fcrk liras\u0131 mevduat\u0131n pay\u0131 artarken kur korumal\u0131 ve d\u00f6viz cinsi mevduat pay\u0131n\u0131n gerilemesi, finansal istikrar\u0131n yan\u0131nda parasal aktar\u0131m\u0131 da g\u00fc\u00e7lendirmektedir. Bankac\u0131l\u0131k sisteminin arac\u0131l\u0131k fonksiyonunu azami etkinlikte yerine getirebilmesi, dezenflasyon s\u00fcrecinin belirlenen hedefler do\u011frultusunda ger\u00e7ekle\u015febilmesi i\u00e7in \u00f6nko\u015fuldur. Bu \u00e7er\u00e7evede, finansal arac\u0131l\u0131k faaliyetlerini kesintiye u\u011fratan ve kredi da\u011f\u0131l\u0131m\u0131n\u0131 bozarak finansal istikrar\u0131 olumsuz etkileyen uygulamalar \u00f6ng\u00f6r\u00fclebilir bir \u00e7er\u00e7evede kald\u0131r\u0131lmaktad\u0131r. <\/em><\/p>\n<p>\n\t<em>TCMB\u2019nin bankac\u0131l\u0131k sistemiyle ileti\u015fim ve koordinasyon i\u00e7erisinde ger\u00e7ekle\u015ftirmeye devam ettirdi\u011fi sadele\u015ftirme ad\u0131mlar\u0131 ve uygulamaya koydu\u011fu politika ara\u00e7lar\u0131yla ticari kredi ak\u0131\u015f\u0131n\u0131n normalle\u015fmesi, ihracat ve yat\u0131r\u0131m kredilerinin pay\u0131n\u0131n artmas\u0131 ve bireysel kredi b\u00fcy\u00fcmesinin yava\u015flamas\u0131 e\u015fanl\u0131 ger\u00e7ekle\u015fmektedir. Finansal sistemin en \u00f6nemli arac\u0131s\u0131 olan bankalar\u0131n makro politika kararlar\u0131na do\u011fru tepki ve uyum g\u00f6sterebilmeleri ve olabilecek d\u0131\u015fsal \u015foklara kar\u015f\u0131 d\u00fczg\u00fcn risk y\u00f6netimi sayesinde fon ak\u0131\u015f\u0131n\u0131n kesintiye u\u011framadan devam etmesini sa\u011flamalar\u0131, finansal sistemin sa\u011fl\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan son derece \u00f6nemlidir. Para politikas\u0131n\u0131n etkinli\u011fini ve ba\u015far\u0131s\u0131n\u0131 belirleyen bir di\u011fer \u00f6nemli \u00e7evresel \u015fart olan reel sekt\u00f6r\u00fcn finansal g\u00f6r\u00fcn\u00fcm\u00fcne bak\u0131ld\u0131\u011f\u0131nda, reel sekt\u00f6r firmalar\u0131n\u0131n likit bilan\u00e7o yap\u0131lar\u0131, y\u00fcksek k\u00e2rl\u0131l\u0131k ve azalan bor\u00e7luluk oranlar\u0131, finansman maliyetlerindeki art\u0131\u015f kaynakl\u0131 riskleri y\u00f6netebilecek kapasitede oldu\u011funu g\u00f6stermektedir&#8221;<\/em><\/p>\n<p>\n\t<strong>&#8220;\u015eeffafl\u0131k ve hesap verebilirlik ilkesine dikkat edece\u011fiz&#8221;<\/strong><\/p>\n<p>\n\tBankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn, aktif kalitesindeki g\u00fc\u00e7l\u00fc g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc korudu\u011funu vurgulayan Erkan, &#8220;Raporda detayl\u0131 \u015fekilde ele al\u0131nd\u0131\u011f\u0131 \u00fczere, sa\u011flam bilan\u00e7o yap\u0131s\u0131na sahip olan bankac\u0131l\u0131k sekt\u00f6r\u00fc, parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecinde faiz riskini ba\u015far\u0131yla y\u00f6netmektedir. Sekt\u00f6r, aktif kalitesindeki g\u00fc\u00e7l\u00fc g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc korumakta, pasif y\u00f6netimini de TCMB\u2019nin dezenflasyon hedefiyle uyumlu olarak yapmaktad\u0131r. Sermaye yeterlilik oranlar\u0131 yasal s\u0131n\u0131r\u0131n \u00fczerinde seyretmekte ve bankalar yeterli d\u00fczeyin \u00fczerinde likidite tamponu bulundurmaktad\u0131r. \u00dclke risk primindeki gerileme ile birlikte bankalar\u0131n d\u0131\u015f finansman ko\u015fullar\u0131 iyile\u015fmekte ve bor\u00e7 \u00e7evirme oranlar\u0131 y\u00fcksek seyretmektedir. \u00d6zetle, bankac\u0131l\u0131k sisteminin g\u00fc\u00e7l\u00fc yap\u0131s\u0131 TCMB\u2019nin para politikas\u0131n\u0131n etkinli\u011fini destekleyen en \u00f6nemli fakt\u00f6rlerden biri olarak \u00f6ne \u00e7\u0131kmaktad\u0131r. Finansal \u0130stikrar Raporu\u2019nun bu say\u0131s\u0131nda finansal istikrara ili\u015fkin g\u00fcncel geli\u015fmelerin aktar\u0131lmas\u0131n\u0131n yan\u0131 s\u0131ra, T\u00fcrk liras\u0131 mevduata ge\u00e7i\u015fi \u00f6nceliklendiren makro ihtiyati politika \u00e7er\u00e7evesi ile reel sekt\u00f6r ve mali kesimin olas\u0131 \u015foklara kar\u015f\u0131 dayan\u0131kl\u0131l\u0131\u011f\u0131 ayr\u0131nt\u0131lar\u0131 ile ele al\u0131nmaktad\u0131r. D\u00f6rt b\u00f6l\u00fcmden olu\u015fan raporun ilk iki b\u00f6l\u00fcm\u00fcnde genel de\u011ferlendirme ve makroekonomik g\u00f6r\u00fcn\u00fcm sunulmaktad\u0131r. \u00dc\u00e7\u00fcnc\u00fc b\u00f6l\u00fcm finans d\u0131\u015f\u0131 kesim, hanehalk\u0131 ve firmalar\u0131n finansal riskler kar\u015f\u0131s\u0131ndaki durumunu de\u011ferlendirmektedir. D\u00f6rd\u00fcnc\u00fc b\u00f6l\u00fcm ise finans sekt\u00f6r\u00fc g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc ve riskleri ayr\u0131nt\u0131l\u0131 olarak incelemektedir. Serbest piyasa ekonomisi ko\u015fullar\u0131 alt\u0131nda finansal istikrar\u0131n ve onun ilk ve en \u00f6nemli \u015fart\u0131 olan fiyat istikrar\u0131n\u0131n tesisi s\u00fcrecinde t\u00fcm iktisadi akt\u00f6rlerin ve karar al\u0131c\u0131 mercilerin hem bu ge\u00e7i\u015f d\u00f6neminde ihtiya\u00e7 duyacaklar\u0131 donan\u0131m ve tedbir k\u0131sm\u0131nda yeterli olduklar\u0131n\u0131, hem de ortak ama\u00e7 konusunda hakiki bir fark\u0131ndal\u0131k ve fikir birli\u011fi i\u00e7inde oldu\u011funu g\u00f6zlemlemekteyiz. Politika setimizin istenen sonu\u00e7lar\u0131 verebilmesinin en \u00f6nemli \u00f6n ko\u015fulunun bunlar oldu\u011fu bilinciyle fiyat istikrar\u0131 ve finansal istikrar hedeflerimize taviz vermeden, kararl\u0131l\u0131kla ilerleyece\u011fiz. Bu s\u00fcre\u00e7te \u015feffafl\u0131k ve hesap verebilirlik ilkelerimiz do\u011frultusunda etkin ileti\u015fim i\u00e7inde olmaya devam edece\u011fiz. Mevcut durum tesbiti ve devreye soktu\u011fumuz fiyat ve finansal istikrar tedbirlerinin ilk etkilerini aktarma ama\u00e7l\u0131 Finansal \u0130stikrar Raporumuzun 37\u2019nci say\u0131s\u0131n\u0131n t\u00fcm okuyucular i\u00e7in faydal\u0131 olmas\u0131n\u0131 dilerim\u201d dedi.<\/p>\n<p>\n\tParasal s\u0131k\u0131la\u015fman\u0131n ve destekleyici y\u00f6nde uygulamaya al\u0131nan se\u00e7ici kredi ve miktarsal s\u0131k\u0131la\u015ft\u0131rma ad\u0131mlar\u0131 ile birlikte kredi b\u00fcy\u00fcmesinin dengelendi\u011finin belirtildi\u011fi raporda, makroihtiyati politikalarda at\u0131lan sadele\u015fme ad\u0131mlar\u0131 sonras\u0131nda ticari kredilerde istikrarl\u0131 bir b\u00fcy\u00fcme g\u00f6zlenirken, ihracat ve yat\u0131r\u0131m kredilerinin pay\u0131n\u0131n artmas\u0131yla ticari kredi kompozisyonunun iyile\u015fmekte oldu\u011fu belirtildi.<\/p>\n<p>\n\tRaporda bireysel kredi b\u00fcy\u00fcmelerinde belirgin bir yava\u015flaman\u0131n izlendi\u011fi belirtilerek \u015funlar kaydedildi:<\/p>\n<p>\n\t<em>\u201cReel sekt\u00f6r\u00fcn finansal bor\u00e7 oran\u0131 gerilemeye devam ederken, firmalar\u0131n finansal g\u00f6stergelerindeki olumlu g\u00f6r\u00fcn\u00fcm korunmaktad\u0131r. Reel sekt\u00f6r firmalar\u0131n\u0131n finansal kald\u0131ra\u00e7 oran\u0131nda \u00f6nemli bir iyile\u015fme g\u00f6zlenmi\u015f, bu geli\u015fmede milli gelire oranla d\u00fc\u015f\u00fc\u015f e\u011filimi g\u00f6steren finansal bor\u00e7luluk etkili olmu\u015ftur. Halka a\u00e7\u0131k firmalar\u0131n k\u00e2rl\u0131l\u0131k ve bor\u00e7 \u00f6deme g\u00fcc\u00fcne ili\u015fkin finansal g\u00f6stergelerinde tarihsel ortalamalar\u0131n \u00fczerindeki g\u00fc\u00e7l\u00fc seyir finansman maliyetlerindeki art\u0131\u015f kaynakl\u0131 riskleri s\u0131n\u0131rland\u0131ran bir unsur olarak \u00f6ne \u00e7\u0131kmaktad\u0131r. Reel sekt\u00f6r firmalar\u0131n\u0131n YP a\u00e7\u0131k pozisyonlar\u0131 YP nakdi kredilerindeki gerilemeye ba\u011fl\u0131 olarak azalmaya devam etmektedir. YP bor\u00e7lulukta d\u00fc\u015f\u00fc\u015f s\u00fcrerken, YP borcu bulunan firma say\u0131s\u0131 da gerilemektedir. Firmalar g\u00fc\u00e7l\u00fc YP likiditelerine ba\u011fl\u0131 olarak k\u0131sa vadeli YP y\u00fck\u00fcml\u00fcl\u00fcklerini kar\u015f\u0131layabilecek sa\u011flam bilan\u00e7olara sahiptir. K\u00fcresel finansal ko\u015fullardaki s\u0131k\u0131 g\u00f6r\u00fcn\u00fcme kar\u015f\u0131n firmalar\u0131n yurt d\u0131\u015f\u0131 kaynaklardan temin etti\u011fi finansman artmakta ve d\u0131\u015f bor\u00e7 yenileme oran\u0131ndaki g\u00fc\u00e7l\u00fc seyir devam etmektedir. <\/em><\/p>\n<p>\n\t<em>T\u00fcrkiye\u2019nin hanehalk\u0131 bor\u00e7lulu\u011fu emsal \u00fclkelere g\u00f6re olduk\u00e7a d\u00fc\u015f\u00fck seviyededir. Ki\u015fi ba\u015f\u0131 hanehalk\u0131 borcu ve gelire oranla bor\u00e7luluk g\u00f6stergeleri gerilemeye devam etmektedir. Y\u00fckselen faiz oranlar\u0131 ve makroihtiyati politikalardaki s\u0131k\u0131la\u015fma sonucunda yava\u015flayan bireysel kredi b\u00fcy\u00fcmeleri hanehalk\u0131 bor\u00e7lulu\u011funun d\u00fc\u015f\u00fck kalmas\u0131nda etkili olmu\u015ftur. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn aktif kalitesindeki g\u00fc\u00e7l\u00fc g\u00f6r\u00fcn\u00fcm korunmu\u015ftur. TGA oran\u0131ndaki azalma e\u011filimi haziran ay\u0131n\u0131n sonuna kadar devam etmi\u015f, para politikas\u0131nda s\u0131k\u0131la\u015fma s\u00fcreci sonras\u0131nda kredi b\u00fcy\u00fcmesindeki yava\u015flamayla birlikte TGA oran\u0131 yatay bir seyir izlemeye ba\u015flam\u0131\u015ft\u0131r. TGA oran\u0131nda tarihsel ortalaman\u0131n alt\u0131ndaki d\u00fc\u015f\u00fck seyir t\u00fcm kredi alt t\u00fcrlerinde g\u00f6zlenmi\u015ftir. Firmalar\u0131n yak\u0131n izlemedeki kredi oranlar\u0131 iyile\u015fmeye devam ederken, bireysel kredilerin yak\u0131n izleme oran\u0131 s\u0131n\u0131rl\u0131 art\u0131\u015f g\u00f6stermi\u015ftir. Yak\u0131n izlemede s\u0131n\u0131fland\u0131r\u0131lan kredilerin \u00f6nemli bir k\u0131sm\u0131n\u0131n gecikmesi bulunmamaktad\u0131r. Bankalar\u0131n ihtiyatl\u0131l\u0131k gere\u011fi y\u00fcksek kar\u015f\u0131l\u0131k ay\u0131rma politikas\u0131n\u0131 s\u00fcrd\u00fcrd\u00fckleri g\u00f6zlenmektedir. Makroihtiyati politikalarda sadele\u015fme ad\u0131mlar\u0131 sonras\u0131nda, KKM bakiyesindeki azalma h\u0131z kazan\u0131rken, sistemde artan TL likidite zorunlu kar\u015f\u0131l\u0131klar ile sterilize edilmi\u015ftir. K\u00fcresel finansal ko\u015fullardaki s\u0131k\u0131la\u015fmaya ve artan jeopolitik risklere kar\u015f\u0131n \u00fclke risk priminde ger\u00e7ekle\u015fen belirgin iyile\u015fme bankalar\u0131n yurt d\u0131\u015f\u0131 fonlama imk\u00e2nlar\u0131n\u0131 olumlu etkilemektedir. Y\u0131l\u0131n son \u00e7eyre\u011finde yap\u0131lan sendikasyon kredisi yenilemeleri y\u00fcksek seviyelerde ger\u00e7ekle\u015firken eurobond ihra\u00e7lar\u0131 da canlanmaktad\u0131r. <\/em><\/p>\n<p>\n\t<em>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn k\u00e2rl\u0131l\u0131\u011f\u0131ndaki a\u015fa\u011f\u0131 y\u00f6nl\u00fc e\u011filim, y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde net faiz marj\u0131ndaki toparlanma ile birlikte sonlanm\u0131\u015ft\u0131r. \u201cBankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn g\u00fc\u00e7l\u00fc sermaye pozisyonu beklenmeyen kay\u0131plar\u0131 kar\u015f\u0131layabilecek kapasitedir\u201d Makro ihtiyati d\u00fczenlemelerde at\u0131lan sadele\u015fme ad\u0131mlar\u0131 sonras\u0131nda faiz marj\u0131 iyile\u015fmektedir. K\u00e2r performans\u0131 \u00fczerinde aktif kalitesi kaynakl\u0131 riskler s\u0131n\u0131rl\u0131 kalmaya devam ederken, \u00fccret ve komisyon gelirleri ile sermaye piyasas\u0131 i\u015flemleri ve kambiyo gelirleri k\u00e2rl\u0131l\u0131\u011f\u0131 desteklemi\u015ftir. <\/em><\/p>\n<p>\n\t<em>Sermaye oranlar\u0131 yasal s\u0131n\u0131rlar\u0131n \u00fczerindeki seyrini korumaktad\u0131r. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn g\u00fc\u00e7l\u00fc sermaye pozisyonu beklenmeyen kay\u0131plar\u0131 kar\u015f\u0131layabilecek kapasitedir. Sermaye tamponlar\u0131n\u0131n yan\u0131 s\u0131ra bankalar\u0131n ay\u0131rd\u0131\u011f\u0131 serbest kar\u015f\u0131l\u0131klar ger\u00e7ekle\u015febilecek risklere kar\u015f\u0131 bankalar\u0131n daha haz\u0131rl\u0131kl\u0131 olmalar\u0131n\u0131 sa\u011flamaktad\u0131r. Ayr\u0131ca, ihtiyatl\u0131 bir \u015fekilde belirlenen kredi risk a\u011f\u0131rl\u0131klar\u0131 ilave bir tampon olu\u015fturmaktad\u0131r. Bankalar faiz ve kur riskini y\u00f6netebilecek g\u00fc\u00e7l\u00fc bilan\u00e7o yap\u0131s\u0131na sahiptir. D\u00fczenlemelerde yap\u0131lan sadele\u015fme sonras\u0131nda sekt\u00f6r\u00fcn TL kredi-mevduat faiz fark\u0131 pozitif alana ge\u00e7mi\u015ftir. Bu geli\u015fme bankalar\u0131n faiz riski y\u00f6netimine olumlu katk\u0131 vermi\u015ftir. Yabanc\u0131 para net genel pozisyonunun \u00f6zkaynaklara oran\u0131 yasal s\u0131n\u0131rlar dahilinde olmakla birlikte YP pozisyon fazlas\u0131 ta\u015f\u0131yan banka say\u0131s\u0131 sekt\u00f6r genelinde artm\u0131\u015ft\u0131r.\u201d<\/em><\/p>\n<div class=\"news-tags\">\n<div class=\"title\">ET\u0130KETLER<\/div>\n<div class=\"tags\">\n                                                                            Ekonomik D\u00fczenlemeler<br \/>\n                                                                            Enflasyon<br \/>\n                                                                            Merkez Bankas\u0131\n                                                                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) 2023 y\u0131l\u0131na ili\u015fkin ikinci Finansal \u0130stikrar Raporu\u2019nu yay\u0131mlad\u0131. Raporun \u00f6ns\u00f6z\u00fcnde&#8230;<\/p>\n","protected":false},"author":1,"featured_media":432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[4,1870,1007,4895,3174,3,4896,2410,4897,878],"class_list":["post-4445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-bankasi","tag-enflasyonla","tag-finansal","tag-istikrar","tag-kararli","tag-merkez","tag-mucadelemizi","tag-raporunu","tag-surduruyoruz","tag-yayimladi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Merkez Bankas\u0131 Finansal \u0130stikrar Raporu&#039;nu yay\u0131mlad\u0131: Enflasyonla kararl\u0131 m\u00fccadelemizi s\u00fcrd\u00fcr\u00fcyoruz - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=4445\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Merkez Bankas\u0131 Finansal \u0130stikrar Raporu&#039;nu yay\u0131mlad\u0131: Enflasyonla kararl\u0131 m\u00fccadelemizi s\u00fcrd\u00fcr\u00fcyoruz - Es-Exchange Ekonomi Haberleri\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) 2023 y\u0131l\u0131na ili\u015fkin ikinci Finansal \u0130stikrar Raporu\u2019nu yay\u0131mlad\u0131. 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