{"id":5181,"date":"2023-12-19T16:47:07","date_gmt":"2023-12-19T13:47:07","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=5181"},"modified":"2023-12-19T16:47:07","modified_gmt":"2023-12-19T13:47:07","slug":"turk-eximbanktan-ihracatcilara-41-milyar-dolarlik-destek","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=5181","title":{"rendered":"T\u00fcrk Eximbank&#8217;tan ihracat\u00e7\u0131lara 41 milyar dolarl\u0131k destek"},"content":{"rendered":"<div class=\"news-content\">\n<p>\n\tT\u00fcrk Eximbank Genel M\u00fcd\u00fcr\u00fc Ali G\u00fcney, &#8220;Bankac\u0131l\u0131k S\u00f6yle\u015fileri&#8221; kapsam\u0131nda AA&#8217;ya yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, 2023&#8217;\u00fcn, k\u00fcresel ekonomide enflasyonist bask\u0131lar\u0131n hissedilmeye devam etti\u011fi bir y\u0131l oldu\u011funu belirterek, geli\u015fmi\u015f \u00fclkelerin daralt\u0131c\u0131 para politikalar\u0131 nedeniyle finansal ko\u015fullar\u0131n s\u0131k\u0131la\u015ft\u0131\u011f\u0131 ve ekonomik aktivitenin yava\u015flayarak da olsa s\u00fcrd\u00fc\u011f\u00fc bir y\u0131l ge\u00e7irdiklerini s\u00f6yledi.<\/p>\n<p>\n\tArtan jeopolitik riskler ve derinle\u015fen krizler, emtia fiyatlar\u0131ndaki hareketlilik ve iklim krizinin yans\u0131malar\u0131n\u0131n k\u00fcresel ekonomi \u00fczerinde di\u011fer \u00f6nemli bask\u0131 unsurlar\u0131 olarak \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131n\u0131 vurgulayan G\u00fcney, s\u00f6z konusu unsurlara ra\u011fmen k\u00fcresel arz ko\u015fullar\u0131nda ve tedarik zincirlerinde iyile\u015fmenin devam etti\u011fini g\u00f6rd\u00fcklerini, arz y\u00f6nl\u00fc enflasyon bask\u0131lar\u0131 azalmaya devam ederken s\u0131k\u0131 para politikalar\u0131n\u0131n talep \u00fczerindeki etkilerinin de daha belirgin olarak hissedilmeye ba\u015fland\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n<p>\n\tBu y\u0131l geli\u015fmi\u015f \u00fclke merkez bankalar\u0131n\u0131n temkinli bir duru\u015f sergiledi\u011fini g\u00f6rd\u00fcklerini ancak piyasalarda 2024&#8217;te geli\u015fmi\u015f \u00fclke merkez bankalar\u0131n\u0131n faiz indirimlerine ba\u015flayaca\u011f\u0131na y\u00f6nelik beklentilerin \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131n\u0131 belirten G\u00fcney, &#8220;Bu noktada, devam eden jeopolitik gerilimlerin ve \u00c7in&#8217;in gayrimenkul krizinin belirsizlik unsurlar\u0131 olarak \u00f6nemini korudu\u011funu vurgulamakta fayda g\u00f6r\u00fcyorum. Bunlar\u0131 g\u00f6z \u00f6n\u00fcnde bulundurarak 2024&#8217;te de k\u00fcresel ekonomide enflasyonist bask\u0131 ortam\u0131n\u0131n ve zay\u0131f b\u00fcy\u00fcme endi\u015felerinin g\u00fcndemde kalaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnmekteyim.&#8221; dedi.<\/p>\n<p>\n\tG\u00fcney, T\u00fcrkiye ekonomisinin, 2023&#8217;\u00fcn ilk yar\u0131s\u0131nda depremin ve genel se\u00e7imlerin yan\u0131 s\u0131ra k\u00fcresel ekonomik aktivitedeki yava\u015flaman\u0131n etkisi alt\u0131nda y\u00f6n buldu\u011funu, s\u00f6z konusu etkenlere ra\u011fmen T\u00fcrkiye&#8217;de ekonomik aktivitenin i\u00e7 talebin deste\u011fiyle g\u00fc\u00e7l\u00fc seyrini s\u00fcrd\u00fcrd\u00fc\u011f\u00fcn\u00fc, bu y\u0131l\u0131n ilk yar\u0131s\u0131nda enflasyon oran\u0131n\u0131n baz etkisi nedeniyle d\u00fc\u015fmeye ba\u015flad\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n<p>\n\t<strong>&#8220;\u0130hracat\u00e7\u0131lar\u0131m\u0131za, konjonkt\u00fcrel olumsuzluklardan en az etkilenmeleri yolunda destek olmaya devam edece\u011fiz&#8221;<\/strong><\/p>\n<p>\n\tAli G\u00fcney, haziran ay\u0131 itibar\u0131yla parasal s\u0131k\u0131la\u015fma ve destekleyici y\u00f6nde uygulamaya al\u0131nan se\u00e7ici kredi ve miktarsal s\u0131k\u0131la\u015ft\u0131rma ad\u0131mlar\u0131n\u0131n \u00f6n plana \u00e7\u0131kt\u0131\u011f\u0131n\u0131 vurgulayarak, ekonomi y\u00f6netimi taraf\u0131ndan makroihtiyati politikalarda at\u0131lan sadele\u015fme ad\u0131mlar\u0131 sonras\u0131nda ticari kredilerde b\u00fcy\u00fcme g\u00f6zlenirken, ihracat ve yat\u0131r\u0131m kredilerinin pay\u0131n\u0131n artmas\u0131yla ticari kredi kompozisyonunun iyile\u015fmeye ba\u015flad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>\n\tS\u0131k\u0131la\u015ft\u0131r\u0131c\u0131 para politikas\u0131n\u0131n yans\u0131mas\u0131yla yava\u015flayan i\u00e7 talebin, bireysel kredi b\u00fcy\u00fcmelerinde de ivme kayb\u0131na sebep oldu\u011funu aktaran G\u00fcney, \u015fu de\u011ferlendirmelerde bulundu:<\/p>\n<p>\n\t&#8220;Ekonomi y\u00f6netiminin kredi ak\u0131\u015f\u0131n\u0131n sa\u011fl\u0131kl\u0131 bir \u015fekilde geli\u015fmesini desteklemeye y\u00f6nelik ad\u0131mlar atmas\u0131 sekt\u00f6r taraf\u0131nda olumlu kar\u015f\u0131lanm\u0131\u015ft\u0131r. Ayr\u0131ca ihracat art\u0131\u015f\u0131 yoluyla b\u00fcy\u00fcme ve cari i\u015flemler dengesinde kal\u0131c\u0131 iyile\u015fme sa\u011flamay\u0131 ama\u00e7layan OVP (2024-2026) ve haz\u0131rlanmakta olan 12. Kalk\u0131nma Plan\u0131&#8217;n\u0131n (2024-2028) genel \u00e7er\u00e7evesiyle uyumlu \u015fekilde reeskont kredilerinde finansman maliyeti d\u00fc\u015f\u00fcr\u00fclm\u00fc\u015f, KOB\u0130 ve g\u00fcnl\u00fck kullan\u0131m limitleri y\u00fckseltilmi\u015ftir. Se\u00e7imden sonra uygulamaya al\u0131nan makroekonomik politikalar dezenflasyon s\u00fcrecini ba\u015flatm\u0131\u015f, ihracat\u0131 ve \u00fcretimi \u00f6nceliklendirecek se\u00e7ici kredi uygulamalar\u0131 ile cari a\u00e7\u0131kta ya\u015fanan daralma sonucunda olu\u015fan pozitif ortamla birlikte se\u00e7imden \u00f6nce 750 seviyesine \u00e7\u0131km\u0131\u015f olan T\u00fcrkiye CDS primi 300 puan\u0131n alt\u0131na kadar gerilemi\u015ftir.<\/p>\n<p>\n\t2024 y\u0131l\u0131nda geli\u015fmi\u015f \u00fclkelerde enflasyonist bask\u0131lar\u0131n azalmaya devam edece\u011fini ve enflasyonun kal\u0131c\u0131 bir \u015fekilde d\u00fc\u015f\u00fc\u015f patikas\u0131na girmesiyle birlikte politika faizlerinde indirimlerin ba\u015flamas\u0131n\u0131 beklemekteyiz. Bunun yan\u0131 s\u0131ra s\u0131k\u0131 duru\u015f devam etti\u011fi s\u00fcrece \u00f6nemli ihracat orta\u011f\u0131m\u0131z olan geli\u015fmi\u015f \u00fclkelerde ekonomik aktivitenin yava\u015f seyredece\u011fini ve bu durumun talep y\u00f6n\u00fcyle ihracat\u0131m\u0131z\u0131 olumsuz etkileme potansiyelinin oldu\u011funu da \u00f6ng\u00f6rmekteyiz. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde de \u00fclkemizin ihracat art\u0131\u015f\u0131 yoluyla b\u00fcy\u00fcme stratejisindeki kritik rol\u00fcm\u00fcz\u00fcn ve misyonumuzun bir gere\u011fi olarak ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n konjonkt\u00fcrel olumsuzluklardan en az etkilenmeleri yolunda en \u00f6nemli destek\u00e7ileri olmaya devam edece\u011fiz.&#8221;\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/p>\n<p>\n\t<strong>&#8220;\u0130hracat ve yat\u0131r\u0131m kredilerinin \u00f6n plana \u00e7\u0131kt\u0131\u011f\u0131 g\u00f6r\u00fclmekte&#8221;<\/strong><\/p>\n<p>\n\tT\u00fcrk Eximbank Genel M\u00fcd\u00fcr\u00fc G\u00fcney, yeni ekonomi y\u00f6netiminin, haziran ay\u0131nda ba\u015flatt\u0131\u011f\u0131 g\u00fc\u00e7l\u00fc parasal s\u0131k\u0131la\u015ft\u0131rma politikas\u0131 ile enflasyonla kararl\u0131 bir \u015fekilde m\u00fccadele etti\u011finin g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc ifade ederek, enflasyon hedefleri kapsam\u0131nda at\u0131lan ad\u0131mlar\u0131n etkisinin bireysel kredi b\u00fcy\u00fcmesindeki yava\u015flamayla etkisini g\u00f6sterdi\u011fini kaydetti.<\/p>\n<p>\n\tG\u00fcney, \u015f\u00f6yle devam etti:<\/p>\n<p>\n\t&#8220;Politika faizindeki kademeli art\u0131\u015f ve sadele\u015ftirme ad\u0131mlar\u0131 sayesinde piyasa mekanizmas\u0131n\u0131n daha etkili olmas\u0131 sa\u011flanm\u0131\u015ft\u0131r. B\u00f6ylece ticari kredi ak\u0131\u015f\u0131nda normalle\u015fme s\u00fcreci ba\u015flam\u0131\u015ft\u0131r. Mevduat ve kredi faizleri aras\u0131ndaki negatif makas tekrardan pozitife d\u00f6nm\u00fc\u015ft\u00fcr. Ayr\u0131ca y\u00fcksek katma de\u011ferli ve ihracat odakl\u0131 b\u00fcy\u00fcme politikas\u0131 kapsam\u0131nda yap\u0131lan d\u00fczenlemeler ile ihracat ve yat\u0131r\u0131m kredilerinin \u00f6n plana \u00e7\u0131kt\u0131\u011f\u0131 g\u00f6r\u00fclmektedir. Mevduat taraf\u0131nda da faiz oranlar\u0131n\u0131n artmas\u0131yla birlikte finansal sistemde TL mevduat\u0131n pay\u0131 artarken, kur korumal\u0131 ve d\u00f6viz cinsi mevduat\u0131n pay\u0131 gerilemektedir. S\u00f6z konusu ad\u0131mlar, finansal istikrara ek olarak parasal aktar\u0131m\u0131 da g\u00fc\u00e7lendirmektedir.<\/p>\n<p>\n\tBu geli\u015fmeler \u0131\u015f\u0131\u011f\u0131nda, kademeli faiz art\u0131\u015f\u0131n\u0131n enflasyon beklentilerinin kontrol alt\u0131na al\u0131nmas\u0131yla beraber 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde sona ermesi ve parasal s\u0131k\u0131la\u015ft\u0131rman\u0131n birikimli etkileriyle beraber dezenflasyon s\u00fcrecinin 2024&#8217;\u00fcn ikinci yar\u0131s\u0131ndan itibaren ba\u015flamas\u0131 beklenmektedir. Dezenflasyon s\u00fcrecinin ba\u015flamas\u0131ndan sonra enflasyon beklentilerindeki d\u00fc\u015f\u00fc\u015fle birlikte TCMB&#8217;nin, politika faizinde y\u0131l sonuna do\u011fru indirime gidebilece\u011fi \u00f6ng\u00f6r\u00fclmektedir.&#8221;<\/p>\n<p>\n\t<strong>&#8220;Y\u00fcksek katma de\u011ferli ihracat odakl\u0131 b\u00fcy\u00fcme politikas\u0131 izlenmesi \u00f6nceliklendirilmi\u015ftir&#8221;<\/strong><\/p>\n<p>\n\tAli G\u00fcney, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn sermaye yeterlili\u011fi bak\u0131m\u0131ndan g\u00fc\u00e7l\u00fc g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc s\u00fcrd\u00fcrd\u00fc\u011f\u00fcn\u00fc vurgulayarak, sekt\u00f6r\u00fcn sermaye yeterlilik rasyosunun ekim ay\u0131nda y\u00fczde 18,4 oldu\u011funu, bu oran\u0131n Basel kriterleri \u00e7er\u00e7evesinde belirlenen yasal asgari oran olan y\u00fczde 8&#8217;in ve T\u00fcrkiye&#8217;de hedef oran olarak belirlenen y\u00fczde 12&#8217;nin olduk\u00e7a \u00fczerinde bulundu\u011funu bildirdi.<\/p>\n<p>\n\tSadele\u015fme s\u00fcreci kapsam\u0131nda, bankalar\u0131n TL mevduat\u0131 art\u0131r\u0131c\u0131 y\u00f6ndeki zorunlu kar\u015f\u0131l\u0131k ve menkul k\u0131ymet tesisi y\u00fck\u00fcml\u00fcl\u00fcklerinin gev\u015fetilmesiyle birlikte KKM d\u0131\u015f\u0131 TL mevduat oran\u0131n\u0131n da art\u0131\u015f g\u00f6sterdi\u011fini kaydeden G\u00fcney, sadele\u015ftirme ad\u0131mlar\u0131n\u0131n, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kredi i\u015ftah\u0131n\u0131 art\u0131rmada da etkili oldu\u011funu, finansmana eri\u015fim probleminin, \u00f6n\u00fcm\u00fczdeki d\u00f6nemde \u00f6zellikle ihracat\u0131 art\u0131racak se\u00e7ici alanlarda ortadan kalkaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>\n\tG\u00fcney, &#8220;Bu kapsamda, y\u00fcksek katma de\u011ferli ihracat odakl\u0131 b\u00fcy\u00fcme politikas\u0131 izlenmesi \u00f6nceliklendirilmi\u015ftir. TCMB de se\u00e7ici kredi kulland\u0131r\u0131m\u0131n\u0131 ve ihracat\u00e7\u0131lar\u0131n finansmana eri\u015fimini desteklemek amac\u0131yla reeskont kredilerinde g\u00fcnl\u00fck limiti 1,5 milyar liradan 3 milyar liraya \u00e7\u0131karm\u0131\u015ft\u0131r.&#8221; dedi.<\/p>\n<p>\n\t<strong>&#8220;\u0130hracat\u0131 Geli\u015ftirme A\u015e kefaleti ile Bankam\u0131z taraf\u0131ndan bug\u00fcne kadar 35,4 milyar lira kredi kulland\u0131rd\u0131k&#8221;<\/strong><\/p>\n<p>\n\tT\u00fcrk Eximbank olarak 23 \u015fube ve 12 irtibat b\u00fcrosu ile ihracat\u00e7\u0131lara hizmet vermeye devam ettiklerini hat\u0131rlatan G\u00fcney, \u015funlar\u0131 kaydetti:<\/p>\n<p>\n\t&#8220;B\u00f6ylece T\u00fcrkiye ihracat\u0131n\u0131n y\u00fczde 94&#8217;\u00fcn\u00fcn yap\u0131ld\u0131\u011f\u0131 \u015fehirlerde fiziki olarak faaliyetlerimizi s\u00fcrd\u00fcrmekteyiz. 2022 y\u0131l\u0131nda ihracat\u00e7\u0131lar\u0131m\u0131za 19,6 milyar dolar nakdi kredi sa\u011flad\u0131k ve 25,3 milyar dolar tutar\u0131ndaki vadeli alaca\u011f\u0131 sigorta kapsam\u0131na alarak ihracat\u00e7\u0131lar\u0131m\u0131za g\u00fcvenle sat\u0131\u015f yapt\u0131klar\u0131 bir ortam olu\u015fturduk. 2023 y\u0131l\u0131 ilk 11 ay\u0131nda ise toplam 38 milyar dolar destek sa\u011flad\u0131k ve 2023 sonunda 41 milyar dolar destek hacmine ula\u015faca\u011f\u0131m\u0131z\u0131 \u00f6ng\u00f6r\u00fcyoruz. 2022 y\u0131l\u0131nda y\u00fczde 81&#8217;i KOB\u0130 olmak \u00fczere toplam 15 bin 440 ihracat\u00e7\u0131ya destek sa\u011flarken, 2023 y\u0131l\u0131nda destekledi\u011fimiz ihracat\u00e7\u0131 say\u0131s\u0131 16 bin 800&#8217;e ve KOB\u0130 oran\u0131 y\u00fczde 84&#8217;e y\u00fckseldi.<\/p>\n<p>\n\t\u0130hracat\u00e7\u0131lar\u0131m\u0131z\u0131n finansmana eri\u015fimini kolayla\u015ft\u0131rmak ve teminat sorunlar\u0131n\u0131n \u00e7\u00f6z\u00fcm\u00fcne katk\u0131 sa\u011flamak amac\u0131yla Ticaret Bakanl\u0131\u011f\u0131 koordinasyonunda T\u00fcrkiye \u0130hracat\u00e7\u0131lar Meclisi ve T\u00fcrk Eximbank ortakl\u0131\u011f\u0131yla kurulan \u0130hracat\u0131 Geli\u015ftirme A\u015e kefaleti ile Bankam\u0131z taraf\u0131ndan bug\u00fcne kadar 35,4 milyar lira kredi kulland\u0131rd\u0131k. Ayr\u0131ca, 2022 y\u0131l\u0131nda yurt d\u0131\u015f\u0131 sermaye piyasalar\u0131 ve finansal kurulu\u015flardan 2,2 milyar dolar tutar\u0131nda fon temin eden Bankam\u0131z, 2023&#8217;\u00fcn kas\u0131m sonu itibar\u0131yla 4,2 milyar dolar ilave kaynak sa\u011flayarak ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n kulland\u0131r\u0131m\u0131na sundu. Di\u011fer taraftan, s\u0131n\u0131rda karbon vergisi uygulamas\u0131na ihracat\u00e7\u0131lar\u0131 haz\u0131rlamak amac\u0131yla s\u00fcrd\u00fcr\u00fclebilirli\u011fi stratejimizin merkezine ald\u0131k ve son 3 y\u0131lda s\u00fcrd\u00fcr\u00fclebilirlik ba\u011flant\u0131l\u0131 olarak yurt d\u0131\u015f\u0131 finansal kurulu\u015flar ve sendikasyon kredileri ile yakla\u015f\u0131k 3,7 milyar dolar fon sa\u011flad\u0131k. AB Ye\u015fil Mutabakat uyumu kapsam\u0131nda 2026 y\u0131l\u0131nda uygulanmaya ba\u015flayacak olan s\u0131n\u0131rda karbon vergisi uygulamas\u0131na ihracat\u00e7\u0131lar\u0131 haz\u0131rlamak ve bu alanda kulland\u0131r\u0131lmak \u00fczere \u00fcr\u00fcn ve kaynak \u00e7e\u015fitlendirme \u00e7al\u0131\u015fmalar\u0131n\u0131 h\u0131zl\u0131 bir \u015fekilde s\u00fcrd\u00fcr\u00fcyoruz. T\u00fcrkiye&#8217;nin resmi ihracat destek kurulu\u015fu olarak, \u00fclkemizin ihracat hedefleri ve ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n ihtiya\u00e7lar\u0131 do\u011frultusunda faaliyetlerimizi s\u00fcrd\u00fcrmeye devam edece\u011fiz.&#8221;<\/p>\n<p>\n\t<strong>&#8220;\u0130hracat\u00e7\u0131lar\u0131n daha \u00e7evreci bir \u00fcretim yap\u0131s\u0131yla pazar paylar\u0131n\u0131 artt\u0131rmalar\u0131 i\u00e7in yan\u0131nda olaca\u011f\u0131z&#8221;<\/strong><\/p>\n<p>\n\tAli G\u00fcney, 2024&#8217;te ihracat\u00e7\u0131lar\u0131n ye\u015fil d\u00f6n\u00fc\u015f\u00fcmlerine ili\u015fkin yapacaklar\u0131 yat\u0131r\u0131mlar\u0131 desteklemeye y\u00f6nelik yeni finansman programlar\u0131n\u0131 hayata ge\u00e7ireceklerini ifade ederek, &#8220;B\u00f6ylece S\u0131n\u0131rda Karbon D\u00fczenleme Mekanizmas\u0131&#8217;n\u0131n hayata ge\u00e7mesiyle \u00fclkemiz ihracat\u00e7\u0131lar\u0131n\u0131n bu d\u00fczenlemeden olumsuz etkilenmemesi i\u00e7in, bilakis daha \u00e7evreci bir \u00fcretim yap\u0131s\u0131yla pazar paylar\u0131n\u0131 artt\u0131rmalar\u0131 i\u00e7in yanlar\u0131nda olaca\u011f\u0131z. Bu do\u011frultuda yurt d\u0131\u015f\u0131ndan \u00fclkemize \u00f6nemli miktarda kayna\u011f\u0131n gelmesini sa\u011flayarak ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n d\u00f6n\u00fc\u015f\u00fcmlerine en uygun maliyetli finansman\u0131 sa\u011flamak \u00fczere yapt\u0131\u011f\u0131m\u0131z \u00e7al\u0131\u015fmalar\u0131n son noktas\u0131na geldik.&#8221; dedi.<\/p>\n<p>\n\t2024&#8217;\u00fcn, yaz\u0131l\u0131m sekt\u00f6r\u00fc ba\u015fta olmak \u00fczere hizmet ihracat\u00e7\u0131lar\u0131na, bunun yan\u0131 s\u0131ra y\u00fcksek teknolojili ve y\u00fcksek katma de\u011ferli ihracat\u00e7\u0131lara sa\u011flad\u0131klar\u0131 destekleri artt\u0131rd\u0131klar\u0131 bir y\u0131l olaca\u011f\u0131n\u0131 belirten G\u00fcney, yeni uygulamalar\u0131yla bu ihracat\u00e7\u0131lar\u0131n sa\u011flayaca\u011f\u0131 ihracat art\u0131\u015f\u0131n\u0131 hem teminat hem finansman maliyeti ve hizmet kalitesi anlam\u0131nda destekleyeceklerini s\u00f6yledi.<\/p>\n<p>\n\tT\u00fcrk Eximbank Stratejik D\u00f6n\u00fc\u015f\u00fcm Program\u0131 kapsam\u0131nda kredi ve sigorta s\u00fcre\u00e7lerinde \u00f6nemli iyile\u015ftirmeler yaparak ihracat\u00e7\u0131lar\u0131n m\u00fc\u015fteri memnuniyetini artt\u0131r\u0131c\u0131 aksiyonlar ald\u0131klar\u0131n\u0131 aktaran G\u00fcney, &#8220;2024&#8217;\u00fcn, bu iyile\u015ftirmelerin ihracat\u00e7\u0131lar\u0131m\u0131z taraf\u0131ndan daha belirgin hissedildi\u011fi bir y\u0131l olaca\u011f\u0131na inan\u0131yorum. Bu iyile\u015ftirmelerin \u00f6nemli bir bile\u015feni olarak 2024&#8217;te, yenilenen dijital \u015fubemiz ile daha kullan\u0131c\u0131 dostu bir tasar\u0131m ve \u00e7ok daha zengin i\u015flem setleriyle ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n kar\u015f\u0131s\u0131na \u00e7\u0131kaca\u011f\u0131z. B\u00f6ylece \u00f6zellikle \u015fubelerimize uzak b\u00f6lgelerde faaliyet g\u00f6steren KOB\u0130 \u00f6l\u00e7ekli ihracat\u00e7\u0131lar\u0131m\u0131za y\u00f6nelik kapsay\u0131c\u0131l\u0131\u011f\u0131m\u0131z\u0131n artaca\u011f\u0131na inan\u0131yorum.&#8221; diye konu\u015ftu.<\/p>\n<p>\n\tTeminat sorununun \u00e7\u00f6z\u00fcm\u00fcne y\u00f6nelik geli\u015fmelere de de\u011finen G\u00fcney, \u015funlar\u0131 s\u00f6yledi:<\/p>\n<p>\n\t&#8220;Bu, uzun y\u0131llard\u0131r ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n ve dolay\u0131s\u0131yla bizlerin g\u00fcndeminde olan bir konuydu. Bu sebeple T\u00fcrk Eximbank Stratejik D\u00f6n\u00fc\u015f\u00fcm Program\u0131 kapsam\u0131nda da en \u00f6ncelikli olarak ele ald\u0131\u011f\u0131m\u0131z konulardan birisi teminat yap\u0131s\u0131n\u0131 \u00e7e\u015fitlendirerek ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n finansmana eri\u015fimini kolayla\u015ft\u0131rmakt\u0131. Tabii bunun i\u00e7in risk \u00f6l\u00e7\u00fcm ve izleme yetkinlikleri ba\u015fta olmak \u00fczere kredi s\u00fcre\u00e7lerimizin en iyi sekt\u00f6r uygulamalar\u0131yla hizalanmas\u0131n\u0131 temin etmek gerekiyordu. Bu alanda uzun zaman s\u00fcren detayl\u0131 \u00e7al\u0131\u015fmalar\u0131m\u0131z sonucunda tesis etti\u011fimiz izleme ve yapay zeka destekli erken uyar\u0131 sistemleri arac\u0131l\u0131\u011f\u0131yla firmalar\u0131n kredi riskinin etkin y\u00f6netiminde ciddi mesafe katettik ve k\u0131sa zaman \u00f6nce teminat politikalar\u0131m\u0131za y\u00f6nelik yapt\u0131\u011f\u0131m\u0131z \u00f6nemli de\u011fi\u015fiklikleri hayata ald\u0131k. B\u00f6ylece menkul k\u0131ymet rehni, Kredi Garanti Fonu ve \u0130hracat\u0131 Geli\u015ftirme A\u015e gibi kefalet kurumlar\u0131n\u0131n kefaleti, ipotek ile ger\u00e7ek ve t\u00fczel ki\u015fi kefaletleri gibi bankac\u0131l\u0131k sekt\u00f6r\u00fcnde genel kabul g\u00f6rm\u00fc\u015f alternatif t\u00fcrleri teminat kabul etmeye ba\u015flad\u0131k.&#8221;<\/p>\n<div class=\"news-tags\">\n<div class=\"title\">ET\u0130KETLER<\/div>\n<div class=\"tags\">\n                                                                            \u0130hracat<br \/>\n                                                                            Destek \u00d6demesi\n                                                                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrk Eximbank Genel M\u00fcd\u00fcr\u00fc Ali G\u00fcney, &#8220;Bankac\u0131l\u0131k S\u00f6yle\u015fileri&#8221; kapsam\u0131nda AA&#8217;ya yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, 2023&#8217;\u00fcn, k\u00fcresel ekonomide&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4908,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[426,504,4975,3184,25,459],"class_list":["post-5181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-destek","tag-dolarlik","tag-eximbanktan","tag-ihracatcilara","tag-milyar","tag-turk"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>T\u00fcrk Eximbank&#039;tan ihracat\u00e7\u0131lara 41 milyar dolarl\u0131k destek - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=5181\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u00fcrk Eximbank&#039;tan ihracat\u00e7\u0131lara 41 milyar dolarl\u0131k destek - Es-Exchange Ekonomi Haberleri\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrk Eximbank Genel M\u00fcd\u00fcr\u00fc Ali G\u00fcney, &#8220;Bankac\u0131l\u0131k S\u00f6yle\u015fileri&#8221; 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