{"id":5225,"date":"2023-12-20T23:18:58","date_gmt":"2023-12-20T20:18:58","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=5225"},"modified":"2023-12-20T23:18:58","modified_gmt":"2023-12-20T20:18:58","slug":"turkiyede-2023-yilinda-ekonomide-neler-yasandi","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=5225","title":{"rendered":"T\u00fcrkiye’de 2023 y\u0131l\u0131nda ekonomide neler ya\u015fand\u0131?"},"content":{"rendered":"
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\n\tMay\u0131s ay\u0131ndaki se\u00e7imlerin ard\u0131ndan yeni Cumhurba\u015fkan\u0131 Kabinesi \u00fcyeleri belirlendi ve Cumhurba\u015fkan\u0131 Yard\u0131mc\u0131s\u0131 Cevdet Y\u0131lmaz ile Hazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek \u00f6nc\u00fcl\u00fc\u011f\u00fcndeki ekonomi y\u00f6netiminin yeni yol haritas\u0131na ili\u015fkin ad\u0131mlar h\u0131zla uygulamaya konuldu.<\/p>\n

\n\t2024 y\u0131l\u0131nda dezenflasyonu tesis etmeye y\u00f6nelik yol haritas\u0131 uygulan\u0131rken, y\u00fcr\u00fct\u00fclen ekonomi program\u0131n\u0131n \u00f6nemli bir hedefi de uluslararas\u0131 rezerv birikimini sa\u011flamak oldu.<\/p>\n

\n\tRezerv t\u00fcm zamanlar\u0131n en y\u00fckse\u011finde<\/strong><\/p>\n

\n\t26 May\u0131s’ta 98,5 milyar dolar olan Merkez Bankas\u0131 rezervleri, 24 Kas\u0131m haftas\u0131nda 136 milyar 493 milyon dolar ile t\u00fcm zamanlar\u0131n en y\u00fcksek seviyesine ula\u015ft\u0131.<\/p>\n

\n\tRezervler, 8 Aral\u0131k haftas\u0131nda bir \u00f6nceki haftaya g\u00f6re 1 milyar 225 milyon dolar art\u0131\u015fla 141 milyar 374 milyon dolara \u00e7\u0131karak rekor k\u0131rmaya devam etti. Toplam rezervlerdeki art\u0131\u015f, may\u0131s sonundan 8 Aral\u0131k ile biten haftaya kadar ge\u00e7en s\u00fcrede 42,9 milyar dolar oldu.<\/p>\n

\n\tDr. Hafize Gaye Erkan’\u0131n 9 Haziran 2023’te T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Ba\u015fkanl\u0131\u011f\u0131’na atanmas\u0131yla s\u0131k\u0131 para politikas\u0131 uygulamalar\u0131 \u00f6ne \u00e7\u0131kt\u0131. Bu kapsamda, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn varl\u0131k ve y\u00fck\u00fcml\u00fcl\u00fcklerinde T\u00fcrk liras\u0131 (TL) tasarruflar\u0131n a\u011f\u0131rl\u0131klar\u0131n\u0131n art\u0131r\u0131lmas\u0131na y\u00f6nelik uygulamalar hayata ge\u00e7irildi.<\/p>\n

\n\tKKM’yi azaltacak \u00e7ok say\u0131da d\u00fczenleme yap\u0131ld\u0131<\/strong><\/p>\n

\n\tMerkez Bankas\u0131’n\u0131n sadele\u015fme s\u00fcreci bu d\u00f6nemde \u00f6n planda yer ald\u0131. Sadele\u015fme s\u00fcreci, Para Politikas\u0131 Kurulunun (PPK) ilan etti\u011fi ilkeler do\u011frultusunda kademeli olarak devam ederken, bu d\u00f6nemde TL mevduatlar\u0131 art\u0131racak, KKM’yi azaltacak \u00e7ok say\u0131da d\u00fczenlemeye gidildi.<\/p>\n

\n\tSadele\u015fme s\u00fcrecine ili\u015fkin ilk ad\u0131m, 25 Haziran’da at\u0131ld\u0131. Buna g\u00f6re, menkul k\u0131ymet tesis oran\u0131n\u0131n y\u00fczde 10’dan y\u00fczde 5’e d\u00fc\u015f\u00fcr\u00fclmesine karar verildi.<\/p>\n

\n\tTemmuz ay\u0131nda, sadele\u015fme s\u00fcrecinde yeni bir ad\u0131mla raporlama y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc, 50 milyon lira ve \u00fczeri kredi bakiyesi bulunan firmalar\u0131 da i\u00e7erecek \u015fekilde kapsama giren t\u00fcm firmalar i\u00e7in Ocak 2024 raporlama d\u00f6neminden ba\u015flamak \u00fczere erteleyen TCMB, refinansman veya farkl\u0131 bir isim alt\u0131nda kredinin faiz\/kar pay\u0131 oran\u0131nda art\u0131\u015f yap\u0131lmas\u0131n\u0131n yeni kredi kulland\u0131r\u0131m\u0131 olarak kabul edilmeyece\u011fini duyurdu.<\/p>\n

\n\t4 Temmuz’da bankalara g\u00f6nderilen yaz\u0131 ile Merkez Bankas\u0131, KKM d\u00f6n\u00fc\u015flerinde \u00f6zel bankalara d\u00f6viz sa\u011flamaya ba\u015flad\u0131.<\/p>\n

\n\tTL mevduat ve kat\u0131lma hesaplar\u0131na d\u00f6n\u00fc\u015f\u00fcm\u00fcn desteklenmesi i\u00e7in zaman aral\u0131\u011f\u0131n\u0131 geni\u015fleten TCMB, sadele\u015fmede yeni ad\u0131m kapsam\u0131nda, zorunlu kar\u015f\u0131l\u0131klarda da de\u011fi\u015fikli\u011fe gitti.<\/p>\n

\n\tKomisyon uygulamas\u0131nda hedef oran, 25 Haziran ve 8 Temmuz’daki ad\u0131mlar\u0131 tamamlay\u0131c\u0131 \u015fekilde y\u00fczde 57 olarak g\u00fcncellenirken, yabanc\u0131 para mevduat hesaplar\u0131ndan veya kur korumal\u0131 hesaplardan kur korumas\u0131z en az 3 ay vadeli TL mevduat hesab\u0131na ge\u00e7i\u015fin, TL pay ve d\u00f6n\u00fc\u015f\u00fcm oran\u0131 hesaplamas\u0131nda dikkate al\u0131naca\u011f\u0131 kaydedildi.<\/p>\n

\n\tMerkez Bankas\u0131, miktarsal s\u0131k\u0131la\u015ft\u0131rma i\u00e7in ilk ad\u0131m\u0131 21 Temmuz’da att\u0131. Resmi Gazete’de yay\u0131mlanan tebli\u011fde, TL likidite fazlas\u0131n\u0131n zorunlu kar\u015f\u0131l\u0131k oran art\u0131\u015f\u0131yla sistemden \u00e7ekilece\u011fi, vadeli TL mevduata ge\u00e7i\u015fi te\u015fvik amac\u0131yla KKM hesaplar\u0131na y\u00fczde 15 zorunlu kar\u015f\u0131l\u0131k uygulanaca\u011f\u0131 belirtildi.<\/p>\n

\n\tTCMB’nin 25 Temmuz’daki yeni d\u00fczenlemeleri kapsam\u0131nda, kaynaklar\u0131n verimli kullan\u0131lmas\u0131na y\u00f6nelik se\u00e7ici kredi ve miktarsal s\u0131k\u0131la\u015ft\u0131rma kararlar\u0131 devreye al\u0131n\u0131rken, enflasyonun kontrol\u00fc ve i\u00e7 talebi dengeleme ama\u00e7l\u0131 kararlar da y\u00fcr\u00fcrl\u00fc\u011fe girdi. \u0130hracat ve yat\u0131r\u0131m kredileri ile deprem b\u00f6lgesine y\u00f6nelik krediler, t\u00fcm s\u0131n\u0131rland\u0131r\u0131c\u0131 tedbirlerin d\u0131\u015f\u0131nda tutuldu.<\/p>\n

\n\tSadele\u015fme s\u00fcreci kapsam\u0131nda 20 A\u011fustos’ta yabanc\u0131 para mevduattan KKM’ye d\u00f6n\u00fc\u015f\u00fcm hedefi uygulamas\u0131na ve TL pay\u0131na g\u00f6re ilave\/indirimli menkul k\u0131ymet tesis uygulamas\u0131na son verildi.<\/p>\n

\n\tBankalara 28 A\u011fustos’ta KKM uygulama talimat\u0131 g\u00f6nderen TCMB, vadeli TL mevduata ge\u00e7i\u015f hedefini vadesi gelen ger\u00e7ek ki\u015fi d\u00f6viz d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131 i\u00e7in en az y\u00fczde 10, TL kur korumal\u0131 mevduatlar i\u00e7in en az y\u00fczde 50, ge\u00e7ilecek TL mevduat\u0131n vadesini ise en az 32 g\u00fcn olarak belirledi. Bankalar\u0131n, y\u00fczde 95 hedefini, ger\u00e7ek ve t\u00fczel ki\u015fi d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131n\u0131n yenilenmesi veya d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc hesaplardan 32 g\u00fcn ve \u00fczeri TL vadeli mevduata ge\u00e7i\u015f ile sa\u011flayabilece\u011fi belirtildi.<\/p>\n

\n\tGer\u00e7ek ki\u015fi d\u00f6n\u00fc\u015f\u00fcm hesaplar\u0131n\u0131n tarih ko\u015fulunda teknik de\u011fi\u015fikli\u011fe giden Merkez Bankas\u0131, 30 Haziran 2023 olan tarihi, 31 A\u011fustos 2023 olarak de\u011fi\u015ftirdi.<\/p>\n

\n\tTL’yi cazip k\u0131lacak ad\u0131mlar<\/strong><\/p>\n

\n\tTCMB, bankac\u0131l\u0131k sistemini TL’yi cazip k\u0131lacak \u015fekilde d\u00f6n\u00fc\u015ft\u00fcren ad\u0131mlar\u0131na devam etti. Bu kapsamda 18 Eyl\u00fcl’de standart TL mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131n\u0131 art\u0131rmaya y\u00f6nelik ayl\u0131k TL pay\u0131 art\u0131\u015f hedefi, y\u00fczde 2’den y\u00fczde 2,5’e y\u00fckseltildi. Kur korumal\u0131 hesaplar\u0131n TL mevduat say\u0131ld\u0131\u011f\u0131 komisyon uygulamas\u0131 sona erdi, TL’ye ge\u00e7i\u015f ve yenileme oranlar\u0131 belirleyici oldu. Kredi ak\u0131\u015f\u0131n\u0131 rahatlatmak \u00fczere ihracat ve KOB\u0130 kredilerinde fatura muafiyet s\u0131n\u0131r\u0131 50 bin liradan 250 bin liraya \u00e7\u0131kar\u0131ld\u0131.<\/p>\n

\n\tUygulama talimat\u0131nda yap\u0131lan de\u011fi\u015fiklikle TL d\u00f6n\u00fc\u015f\u00fcml\u00fc kur korumal\u0131 hesaplarda asgari faiz zorunlulu\u011fu 25 Eyl\u00fcl’de kald\u0131r\u0131ld\u0131. B\u00f6ylece bankalar\u0131n TL d\u00f6n\u00fc\u015f\u00fcml\u00fc kur korumal\u0131 hesaplara politika faizinin alt\u0131nda faiz verebilmesinin \u00f6n\u00fc a\u00e7\u0131ld\u0131.<\/p>\n

\n\tTCMB, 27 Ekim’de, bankac\u0131l\u0131k sisteminde TL’nin pay\u0131n\u0131 art\u0131rmaya y\u00f6nelik ad\u0131mlarla birlikte sadele\u015fme kapsam\u0131nda ihracat kredileri ve firmalar\u0131n krediye eri\u015fimine y\u00f6nelik uygulama kolayl\u0131klar\u0131 getirdi. TL’ye ge\u00e7i\u015flerin h\u0131zland\u0131\u011f\u0131n\u0131 g\u00f6steren veriler do\u011frultusunda ger\u00e7ek ki\u015filer i\u00e7in daha \u00f6nce ayl\u0131k y\u00fczde 2’den y\u00fczde 2,5’e y\u00fckseltilen TL pay\u0131 art\u0131\u015f hedefi, ayl\u0131k y\u00fczde 3,5’e \u00e7\u0131kar\u0131ld\u0131.<\/p>\n

\n\tSadele\u015fme ad\u0131mlar\u0131 kapsam\u0131nda kur korumal\u0131 hesaplar\u0131n yenilenmesi veya TL’ye ge\u00e7i\u015fine ili\u015fkin menkul k\u0131ymet tesisi uygulamas\u0131 sonland\u0131r\u0131larak d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc kur korumal\u0131 hesaplar\u0131n kademeli azalt\u0131lmas\u0131 hedefinin, komisyon uygulamas\u0131nda daha etkin bir \u015fekilde y\u00f6netilece\u011fi belirtildi.<\/p>\n

\n\tMerkez Bankas\u0131’ndan “s\u0131k\u0131la\u015fmaya devam” sinyali<\/strong><\/p>\n

\n\tMerkez Bankas\u0131, TL mevduat\u0131n bankac\u0131l\u0131k sistemindeki pay\u0131n\u0131 art\u0131rma odakl\u0131 ad\u0131mlar\u0131na “kararl\u0131l\u0131kla” devam ederken, 2 Kas\u0131m’da yeni bir d\u00fczenlemeye gitti. Zorunlu kar\u015f\u0131l\u0131k d\u00fczenlemesiyle parasal s\u0131k\u0131la\u015fma s\u00fcrecini destekleyerek TL likidite fazlas\u0131n\u0131 zorunlu kar\u015f\u0131l\u0131k oran art\u0131\u015f\u0131yla sistemden \u00e7ekmeye devam eden TCMB, TL mevduat\u0131n bankac\u0131l\u0131k sistemindeki pay\u0131n\u0131 art\u0131rmay\u0131 te\u015fvik ediyor.<\/p>\n

\n\tD\u00fczenleme kapsam\u0131nda KKM’nin yo\u011funla\u015ft\u0131\u011f\u0131 6 aya kadar vadelinin zorunlu kar\u015f\u0131l\u0131k oran\u0131 5 puan art\u0131r\u0131larak y\u00fczde 30’a, 1 y\u0131la kadar vadeli ile 1 y\u0131l ve daha uzun vadeli olanlar i\u00e7in zorunlu kar\u015f\u0131l\u0131k oran\u0131 da y\u00fczde 5’ten y\u00fczde 10’a \u00e7\u0131kar\u0131ld\u0131. Piyasada olu\u015fan TL likidite fazlas\u0131n\u0131n sistemden \u00e7ekilmesi ve TL mevduata ge\u00e7i\u015fin desteklenmesi amac\u0131yla TL cinsinden tesis edilmek \u00fczere t\u00fcm vadelerde d\u00f6viz mevduata y\u00fczde 4 ilave zorunlu kar\u015f\u0131l\u0131k uygulanmas\u0131na karar verildi. Ayr\u0131ca, yurt d\u0131\u015f\u0131ndan sa\u011flanan yat\u0131r\u0131mlar\u0131n te\u015fvik edilmesi amac\u0131yla zorunlu kar\u015f\u0131l\u0131k istisnas\u0131 2024 y\u0131l\u0131 sonuna uzat\u0131ld\u0131.<\/p>\n

\n\tSadele\u015fme ad\u0131mlar\u0131na devam eden Merkez Bankas\u0131, 10 milyon lira ve \u00fczeri toplam nakdi ve gayrinakdi kredi bakiyesi bulunan firmalar\u0131n \u00d6zet D\u00f6viz Pozisyon Raporlamas\u0131 uygulamas\u0131na 8 Kas\u0131m’da son verdi. Sistemik Risk Veri Takip Sistemi’nin kapsam\u0131 da firma kapsam\u0131 ve firmalar\u0131n \u00fclke ekonomisindeki temsil d\u00fczeyini art\u0131rmak amac\u0131yla g\u00fcncellendi.<\/p>\n

\n\tTCMB’nin 1 Aral\u0131k’taki d\u00fczenlemeleri kapsam\u0131nda da bankalar, d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc kur korumal\u0131 hesaplara politika faizinin alt\u0131nda faiz verebiliyor. Yurt i\u00e7i yerle\u015fik ger\u00e7ek ki\u015filer, 30 Kas\u0131m 2023 itibar\u0131yla bankalarda mevcut olan alt\u0131n, dolar, avro ve \u0130ngiliz sterlini cinsinden mevduat ve kat\u0131l\u0131m fonu hesaplar\u0131n\u0131 TL’ye \u00e7evirebiliyor.<\/p>\n

\n\tPolitika faizi, 3150 baz puan art\u0131\u015fla y\u00fczde 8,5’ten y\u00fczde 40’a y\u00fckseltildi<\/strong><\/p>\n

\n\tS\u00f6z konusu d\u00f6nemde yap\u0131lan d\u00fczenlemelerin yan\u0131 s\u0131ra faiz oran\u0131nda da “\u00f6nemli miktarda” art\u0131\u015fa gidildi.<\/p>\n

\n\tDr. Hafize Gaye Erkan d\u00f6neminde toplanan ilk PPK’de politika faizi olan bir hafta vadeli repo ihale faiz oran\u0131 650 baz puan art\u0131r\u0131larak y\u00fczde 15’e \u00e7\u0131kar\u0131ld\u0131. Kurul, temmuz ay\u0131 toplant\u0131s\u0131nda da faiz oran\u0131n\u0131 250 baz puan art\u0131rarak y\u00fczde 17,50’ye y\u00fckseltti.<\/p>\n

\n\tFaiz oran\u0131, a\u011fustos toplant\u0131s\u0131nda 750 baz puan art\u0131r\u0131ld\u0131 ve y\u00fczde 25’e \u00e7\u0131kt\u0131. Piyasalar, beklentilerin \u00fczerindeki faiz karar\u0131 sonras\u0131 hareketlenirken, d\u00f6viz kurunda d\u00fc\u015f\u00fc\u015f, borsada y\u00fckseli\u015f g\u00f6r\u00fcld\u00fc. T\u00fcrkiye’nin 5 y\u0131ll\u0131k kredi risk primi de (CDS) 394 baz puana geriledi.<\/p>\n

\n\tMerkez Bankas\u0131 PPK, faiz oran\u0131n\u0131 eyl\u00fcl, ekim ve kas\u0131m toplant\u0131lar\u0131nda da 500’er baz puan art\u0131rarak y\u00fczde 40’a \u00e7\u0131kard\u0131.<\/p>\n

\n\tBu arada, yar\u0131n ger\u00e7ekle\u015ftirilecek TCMB’nin PPK toplant\u0131s\u0131na y\u00f6nelik AA Finans’\u0131n beklenti anketine kat\u0131lan ekonomistler, bir hafta vadeli repo ihale faiz oran\u0131n\u0131n 250 baz puan art\u0131rarak y\u00fczde 42,50’ye \u00e7\u0131kar\u0131laca\u011f\u0131n\u0131 tahmin ediyor.<\/p>\n

\n\tKKM hesaplar\u0131 azald\u0131, mevduatlarda TL’nin pay\u0131 artt\u0131<\/strong><\/p>\n

\n\tYeni ekonomi y\u00f6netiminin \u00f6nceliklerinden biri de KKM’nin zamanla bitirilmesi oldu. Ekonomi politikas\u0131ndaki yol haritas\u0131n\u0131n belirlenmesi, uygulamaya konulmas\u0131 ve Merkez Bankas\u0131’n\u0131n d\u00fczenlemeleri ile ge\u00e7en zaman i\u00e7inde bu konuda kayda de\u011fer bir geli\u015fme sa\u011fland\u0131.<\/p>\n

\n\tA\u011fustos ortas\u0131 itibar\u0131yla rekor seviyeye y\u00fckselen KKM hesaplar\u0131ndaki d\u00fc\u015f\u00fc\u015f devam ederken, TL’yi destekleyen ad\u0131mlar\u0131n etkisiyle mevduatlardaki TL pay\u0131n\u0131n da h\u0131zla y\u00fckseldi\u011fi g\u00f6r\u00fcl\u00fcyor.<\/p>\n

\n\tCDS, 290 baz puan\u0131n alt\u0131na geriledi<\/strong><\/p>\n

\n\tS\u00f6z konusu d\u00f6nemde T\u00fcrkiye ekonomisine y\u00f6nelik \u00f6ng\u00f6r\u00fclebilirli\u011fin artmas\u0131yla T\u00fcrkiye’nin 5 y\u0131ll\u0131k CDS’i d\u00fc\u015f\u00fc\u015f e\u011filimine ge\u00e7ti. May\u0131s ay\u0131ndaki 700 baz puan seviyelerinden 290’\u0131n alt\u0131na gerileyen CDS, yakla\u015f\u0131k 3 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesinde bulunuyor. CDS, 287 baz puan seviyesinde seyrediyor.<\/p>\n

\n\tBu d\u00f6nemde uluslararas\u0131 kredi derecelendirme kurulu\u015flar\u0131 da T\u00fcrkiye’nin not g\u00f6r\u00fcn\u00fcm\u00fcne ili\u015fkin iyile\u015ftirme ad\u0131mlar\u0131 att\u0131. Son olarak Standard & Poor’s (S&P), T\u00fcrkiye’de son d\u00f6nemdeki politika d\u00fczenlemeleri nedeniyle takvim d\u0131\u015f\u0131 de\u011ferlendirmeye giderek T\u00fcrkiye’nin kredi notunu “B” olarak teyit etti, kredi notu g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc “dura\u011fan”dan “pozitif”e \u00e7evirdi.<\/p>\n

\n\tT\u00fcrkiye’nin CDS’indeki d\u00fc\u015f\u00fc\u015f s\u00fcrerken, yabanc\u0131 yat\u0131r\u0131m bankalar\u0131 da haz\u0131rlad\u0131klar\u0131 raporlarda, TCMB’den “kararl\u0131l\u0131k” mesaj\u0131 ald\u0131\u011f\u0131 vurgusu yapt\u0131.<\/p>\n

\n\tTCMB Ba\u015fkan\u0131 Erkan, TL varl\u0131klara y\u00f6nelik yerel ve uluslararas\u0131 talebi art\u0131rmaya kararl\u0131 olduklar\u0131n\u0131 belirtirken, at\u0131lan ad\u0131mlar sonras\u0131 baz\u0131 yat\u0131r\u0131m bankalar\u0131 da “TL’de a\u011f\u0131rl\u0131k art\u0131r” tavsiyesine ba\u015flad\u0131.<\/p>\n

\n\tErkan, 29 Kas\u0131m’da \u0130stanbul Sanayi Odas\u0131 (\u0130SO) Meslek Komiteleri Ortak Toplant\u0131s\u0131’nda yapt\u0131\u011f\u0131 konu\u015fmada, “TL’ye ge\u00e7i\u015f zaman\u0131 gelmi\u015ftir. Bunun en do\u011frudan yans\u0131malar\u0131n\u0131 mevduat geli\u015fmelerinde g\u00f6r\u00fcyoruz.” ifadelerini kullanm\u0131\u015ft\u0131.<\/p>\n

\n\tErkan, bir s\u00fcre \u00f6nce yapt\u0131\u011f\u0131 a\u00e7\u0131klamada da TL’ye ge\u00e7i\u015fin hedeflere uygun \u015fekilde devam etti\u011fini s\u00f6ylemi\u015fti.<\/p>\n

\n\tS\u0131k\u0131la\u015ft\u0131rma ad\u0131mlar\u0131n\u0131n k\u0131sa bir zaman diliminde tamamlanmas\u0131 bekleniyor<\/strong><\/p>\n

\n\tMerkez Bankas\u0131 PPK, politika kararlar\u0131n\u0131, parasal s\u0131k\u0131la\u015ft\u0131rman\u0131n birikimli ve gecikmeli etkilerini de dikkate alarak, enflasyonun ana e\u011filimini geriletecek ve orta vadede y\u00fczde 5 hedefine ula\u015ft\u0131racak parasal ve finansal ko\u015fullar\u0131 sa\u011flayacak \u015fekilde belirlemeye devam edece\u011fini vurgularken, dezenflasyonun tesisi i\u00e7in gerekli parasal s\u0131k\u0131l\u0131k d\u00fczeyine \u00f6nemli \u00f6l\u00e7\u00fcde yakla\u015f\u0131ld\u0131\u011f\u0131n\u0131 aktard\u0131.<\/p>\n

\n\t\u0130kinci yar\u0131da ba\u015flayan parasal s\u0131k\u0131la\u015ft\u0131rma h\u0131z\u0131n\u0131n yava\u015flat\u0131lmas\u0131 ve s\u0131k\u0131la\u015ft\u0131rma ad\u0131mlar\u0131n\u0131n k\u0131sa bir zaman diliminde tamamlanmas\u0131 bekleniyor. Fiyat istikrar\u0131n\u0131n kal\u0131c\u0131 tesisi i\u00e7in gerekli parasal s\u0131k\u0131l\u0131\u011f\u0131n ise gerekti\u011fi m\u00fcddet\u00e7e s\u00fcrd\u00fcr\u00fclece\u011fi bildirildi.<\/p>\n

\n\tBu arada, Merkez Bankas\u0131, bu s\u00fcre\u00e7te ihracat\u00e7\u0131n\u0131n finansmana eri\u015fimini kolayla\u015ft\u0131ran ve ihracat deste\u011fini art\u0131ran \u00e7ok say\u0131da karara da imza att\u0131.<\/p>\n

\n\tBu d\u00f6nemde ayr\u0131ca, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu da (BDDK) konut kredilerinde ve konut teminatl\u0131 kredilerde uygulanacak kredi de\u011fer oranlar\u0131nda de\u011fi\u015fikli\u011fe gitti. Buna g\u00f6re, ilk konut al\u0131mlar\u0131nda kredi de\u011fer oranlar\u0131nda bir de\u011fi\u015fiklik olmad\u0131. \u0130kinci ve sonras\u0131 konut al\u0131m\u0131nda ise t\u00fcketicinin kendisinin, e\u015finin veya 18 ya\u015f alt\u0131ndaki \u00e7ocuklar\u0131n\u0131n en az bir konutunun bulunmas\u0131 halinde konut kredi de\u011fer oran\u0131 y\u00fczde 75 daralt\u0131ld\u0131.<\/p>\n

\n\tYat\u0131r\u0131mc\u0131 toplant\u0131lar\u0131 devam edecek<\/strong><\/p>\n

\n\t\u00d6te yandan, ekonomi y\u00f6netimi, y\u0131l\u0131n ikinci yar\u0131s\u0131nda \u00e7ok say\u0131da yat\u0131r\u0131mc\u0131 toplant\u0131s\u0131na kat\u0131ld\u0131. Yat\u0131r\u0131mc\u0131 toplant\u0131lar\u0131, yeni y\u0131lda da devam edecek.<\/p>\n

\n\tTCMB’nin ilkini 11 Ocak’ta New York’ta d\u00fczenleyece\u011fi “Yat\u0131r\u0131mc\u0131 G\u00fcnleri”nde Hazine ve Maliye Bakan\u0131 \u015eim\u015fek ile TCMB Ba\u015fkan\u0131 Erkan, yat\u0131r\u0131mc\u0131larla bir araya gelecek.<\/p>\n

\n\tToplant\u0131da enflasyon, para politikas\u0131, finansal piyasalar ve bankac\u0131l\u0131k gibi konularda sunumlar yap\u0131lacak ve teknik sorular yan\u0131tlanacak.<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n Mehmet \u015eim\u015fek
\n Cevdet Y\u0131lmaz
\n Merkez Bankas\u0131\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

May\u0131s ay\u0131ndaki se\u00e7imlerin ard\u0131ndan yeni Cumhurba\u015fkan\u0131 Kabinesi \u00fcyeleri belirlendi ve Cumhurba\u015fkan\u0131 Yard\u0131mc\u0131s\u0131 Cevdet Y\u0131lmaz ile…<\/p>\n","protected":false},"author":1,"featured_media":1606,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[142,5476,421,2672,195],"class_list":["post-5225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-ekonomide","tag-neler","tag-turkiyede","tag-yasandi","tag-yilinda"],"yoast_head":"\nT\u00fcrkiye'de 2023 y\u0131l\u0131nda ekonomide neler ya\u015fand\u0131? - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=5225\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u00fcrkiye'de 2023 y\u0131l\u0131nda ekonomide neler ya\u015fand\u0131? 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