{"id":5259,"date":"2023-12-21T15:01:00","date_gmt":"2023-12-21T12:01:00","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=5259"},"modified":"2023-12-21T15:01:00","modified_gmt":"2023-12-21T12:01:00","slug":"kredi-karti-azami-faiz-oranlarina-iliskin-karar","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=5259","title":{"rendered":"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar"},"content":{"rendered":"
\n

\n\tT\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’ndan (TCMB), kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015f yerlerine uygulanacak azami komisyon oranlar\u0131na ili\u015fkin yap\u0131lan duyuruda \u015funlar kaydedildi;<\/p>\n

\n\tKredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131nda de\u011fi\u015fiklik olmayacakt\u0131r. Kredi kart\u0131 azami faiz ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131n\u0131n mevcut seviyelerinin \u00fczerine \u00e7\u0131kmamas\u0131na y\u00f6nelik olarak referans orana \u00fcst s\u0131n\u0131r getirilmi\u015ftir. Referans oran\u0131n mevcut seviyesi 3,11 \u00fcst s\u0131n\u0131r olarak belirlenmi\u015f, bu seviyenin alt\u0131ndaki oranlar i\u00e7in mevcut hesaplama y\u00f6nteminde bir de\u011fi\u015fiklik yap\u0131lmam\u0131\u015ft\u0131r.<\/p>\n<\/p>\n

\n
\"Merkez<\/div>\n
Merkez Bankas\u0131 y\u0131l\u0131n son faiz karar\u0131n\u0131 a\u00e7\u0131klad\u0131<\/div>\n<\/div>\n

\n\tBu kapsamda kredi kart\u0131 azami faiz ve \u00fcye i\u015fyeri azami komisyon oranlar\u0131 i\u00e7in en son ilan edilen oranlarda bir art\u0131\u015f olmayacakt\u0131r. Kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015fyerlerine uygulanacak azami komisyon oranlar\u0131n\u0131n hesaplanmas\u0131nda kullan\u0131lan referans oran, Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f kapsam\u0131nda belirlenen y\u00f6ntem ile hesaplanarak ilan edilmektedir.<\/p>\n

\n\tReferans oran, 32-45 g\u00fcn vadeli T\u00fcrk liras\u0131 mevduata bankalar\u0131n uygulad\u0131klar\u0131 a\u011f\u0131rl\u0131kl\u0131 ortalama ak\u0131m faiz oran\u0131 ile politika faiz oran\u0131n\u0131n y\u00fczde on fazlas\u0131n\u0131n d\u00fc\u015f\u00fck olan\u0131 dikkate al\u0131narak hesaplanmaktad\u0131r.\u00a0<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n Faiz
\n Merkez Bankas\u0131\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’ndan (TCMB), kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015f…<\/p>\n","protected":false},"author":1,"featured_media":351,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5033,287,66,564,5032,84,5496],"class_list":["post-5259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-azami","tag-faiz","tag-iliskin","tag-karar","tag-karti","tag-kredi","tag-oranlarina"],"yoast_head":"\nKredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=5259\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’ndan (TCMB), kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015f...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/es-exchange.com\/haberler\/?p=5259\" \/>\n<meta property=\"og:site_name\" content=\"Es-Exchange Ekonomi Haberleri\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-21T12:01:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trthaberstatic.cdn.wp.trt.com.tr\/resimler\/1722000\/merkez-bankasi-1723468_3.jpg\" \/>\n<meta name=\"author\" content=\"SysAdmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"SysAdmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/es-exchange.com\/haberler\/?p=5259\",\"url\":\"https:\/\/es-exchange.com\/haberler\/?p=5259\",\"name\":\"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri\",\"isPartOf\":{\"@id\":\"https:\/\/es-exchange.com\/haberler\/#website\"},\"datePublished\":\"2023-12-21T12:01:00+00:00\",\"dateModified\":\"2023-12-21T12:01:00+00:00\",\"author\":{\"@id\":\"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/158dd5fa81df3834f5b3789301ac67bc\"},\"breadcrumb\":{\"@id\":\"https:\/\/es-exchange.com\/haberler\/?p=5259#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/es-exchange.com\/haberler\/?p=5259\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/es-exchange.com\/haberler\/?p=5259#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Anasayfa\",\"item\":\"https:\/\/es-exchange.com\/haberler\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/es-exchange.com\/haberler\/#website\",\"url\":\"https:\/\/es-exchange.com\/haberler\/\",\"name\":\"Es-Exchange Ekonomi Haberleri\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/es-exchange.com\/haberler\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/158dd5fa81df3834f5b3789301ac67bc\",\"name\":\"SysAdmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/97e85c10026bf595e73c516bd77b6b8763a73b584e665e0c1425bd2e7295d7b6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/97e85c10026bf595e73c516bd77b6b8763a73b584e665e0c1425bd2e7295d7b6?s=96&d=mm&r=g\",\"caption\":\"SysAdmin\"},\"sameAs\":[\"https:\/\/es-exchange.com\/haberler\"],\"url\":\"https:\/\/es-exchange.com\/haberler\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/es-exchange.com\/haberler\/?p=5259","og_locale":"tr_TR","og_type":"article","og_title":"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri","og_description":"T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’ndan (TCMB), kredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015f...","og_url":"https:\/\/es-exchange.com\/haberler\/?p=5259","og_site_name":"Es-Exchange Ekonomi Haberleri","article_published_time":"2023-12-21T12:01:00+00:00","og_image":[{"url":"https:\/\/trthaberstatic.cdn.wp.trt.com.tr\/resimler\/1722000\/merkez-bankasi-1723468_3.jpg"}],"author":"SysAdmin","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"SysAdmin","Tahmini okuma s\u00fcresi":"1 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/es-exchange.com\/haberler\/?p=5259","url":"https:\/\/es-exchange.com\/haberler\/?p=5259","name":"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar - Es-Exchange Ekonomi Haberleri","isPartOf":{"@id":"https:\/\/es-exchange.com\/haberler\/#website"},"datePublished":"2023-12-21T12:01:00+00:00","dateModified":"2023-12-21T12:01:00+00:00","author":{"@id":"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/158dd5fa81df3834f5b3789301ac67bc"},"breadcrumb":{"@id":"https:\/\/es-exchange.com\/haberler\/?p=5259#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/es-exchange.com\/haberler\/?p=5259"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/es-exchange.com\/haberler\/?p=5259#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Anasayfa","item":"https:\/\/es-exchange.com\/haberler"},{"@type":"ListItem","position":2,"name":"Kredi kart\u0131 azami faiz oranlar\u0131na ili\u015fkin karar"}]},{"@type":"WebSite","@id":"https:\/\/es-exchange.com\/haberler\/#website","url":"https:\/\/es-exchange.com\/haberler\/","name":"Es-Exchange Ekonomi Haberleri","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/es-exchange.com\/haberler\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Person","@id":"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/158dd5fa81df3834f5b3789301ac67bc","name":"SysAdmin","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/es-exchange.com\/haberler\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/97e85c10026bf595e73c516bd77b6b8763a73b584e665e0c1425bd2e7295d7b6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/97e85c10026bf595e73c516bd77b6b8763a73b584e665e0c1425bd2e7295d7b6?s=96&d=mm&r=g","caption":"SysAdmin"},"sameAs":["https:\/\/es-exchange.com\/haberler"],"url":"https:\/\/es-exchange.com\/haberler\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/posts\/5259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5259"}],"version-history":[{"count":0,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/posts\/5259\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=\/wp\/v2\/media\/351"}],"wp:attachment":[{"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/es-exchange.com\/haberler\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}