{"id":6086,"date":"2024-01-24T18:36:21","date_gmt":"2024-01-24T15:36:21","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=6086"},"modified":"2024-01-24T18:36:21","modified_gmt":"2024-01-24T15:36:21","slug":"odeme-iste-sistemi-kullanima-sunuldu","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=6086","title":{"rendered":"“\u00d6deme \u0130ste” sistemi kullan\u0131ma sunuldu"},"content":{"rendered":"
\n

\n\tT\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’n\u0131n (TCMB) sitesinde yer alan bilgilere g\u00f6re, “\u00d6deme \u0130ste” sistemi, Fonlar\u0131n Anl\u0131k ve S\u00fcrekli Transferi (FAST) sisteminde m\u00fc\u015fterilerin kullan\u0131m deneyimlerini geli\u015ftirme hedefi ta\u015f\u0131yan katma de\u011ferli bir hizmet olarak tan\u0131mlan\u0131yor.<\/p>\n

\n\t“\u00d6deme \u0130ste” sistemiyle, para g\u00f6ndermesi istenen ki\u015finin IBAN numaras\u0131, ismi, talep tutar\u0131 ve talep ge\u00e7erlilik s\u00fcresi banka \u00fczerinden giriliyor. Kar\u015f\u0131 tarafa kendi bankas\u0131, uygulama \u00fczerinden uyar\u0131 yolluyor ve g\u00f6nderi yap\u0131l\u0131p yap\u0131lmayaca\u011f\u0131n\u0131 soruyor. Onay verildi\u011fi takdirde FAST \u00fczerinden para hemen yollan\u0131yor. “\u00d6deme \u0130ste”, kirac\u0131ya kira \u00f6demesinin hat\u0131rlat\u0131lmas\u0131, \u00f6\u011frenciye har\u00e7l\u0131k g\u00f6nderilmesi, bor\u00e7luya ek s\u00fcre verilmesi gibi konularda kolayl\u0131k sa\u011fl\u0131yor.<\/p>\n<\/p>\n

\"\u00d6deme \u0130ste\" sistemi kullan\u0131ma sunuldu<\/p>\n

\n\tBankalardan yap\u0131lan a\u00e7\u0131klamalarda, bankalar\u0131n kendi mobil uygulamalar\u0131n\u0131 “\u00d6deme \u0130ste”sistemine uygun hale getirdikleri ve sistemi destekledikleri g\u00f6r\u00fcl\u00fcyor.<\/p>\n

\n\tVak\u0131fBank’tan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, bankan\u0131n mobil uygulamas\u0131 ve internet bankac\u0131l\u0131\u011f\u0131 kullanan bireysel ve ticari m\u00fc\u015fterilerin, “\u00d6deme \u0130ste” hizmeti sayesinde g\u00fcvenli, h\u0131zl\u0131 ve kullan\u0131c\u0131 dostu bir \u00f6deme deneyimi ya\u015fad\u0131klar\u0131 belirtilerek, projenin, m\u00fc\u015fteriler aras\u0131ndaki \u00f6deme isteme ak\u0131\u015flar\u0131n\u0131 kolayla\u015ft\u0131rarak finansal i\u015flemleri daha eri\u015filebilir k\u0131ld\u0131\u011f\u0131 kaydedildi.<\/p>\n

\n\tVak\u0131fBank Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Ferkan Merdan, Vak\u0131fbank’\u0131n “\u00d6deme \u0130ste” ile \u00e7oklu \u00f6deme isteme i\u015flemlerini ger\u00e7ekle\u015ftiren kullan\u0131c\u0131lar\u0131n, ayn\u0131 zamanda fatura veya kart harcamalar\u0131 gibi \u00f6demeleri de farkl\u0131 ki\u015filerle payla\u015fabilece\u011fini dile getirdi.<\/p>\n

\n\t\u00d6deme i\u015flemlerini kolayla\u015ft\u0131ran projenin \u00f6nemine de\u011finen Merdan, “Vak\u0131fBank, payda\u015f oldu\u011fu projeyle \u00f6demelerin, dijital kolayl\u0131\u011f\u0131nda ger\u00e7ekle\u015fmesine olanak sa\u011fl\u0131yor. Dijitallik, bug\u00fcn\u00fcn kolayl\u0131\u011f\u0131n\u0131 sa\u011flamaktan ziyade yar\u0131n\u0131n temellerini olu\u015fturmak i\u00e7in \u00f6nemlidir. Bu yakla\u015f\u0131mla ‘dijital kolayla\u015ft\u0131r\u0131r’ g\u00f6r\u00fc\u015f\u00fcm\u00fcz\u00fc oda\u011f\u0131m\u0131za alarak \u00d6deme \u0130ste’yi m\u00fc\u015fterilerimizin kullan\u0131m\u0131na sunuyoruz.” ifadelerini kulland\u0131.<\/p>\n

\n\tGaranti BBVA Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Murat \u00c7a\u011fr\u0131 S\u00fczer de yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, “\u00d6deme \u0130ste” \u00f6zelli\u011finin taraflar aras\u0131ndaki transfer i\u015flemlerini kolayla\u015ft\u0131rmak ad\u0131na haz\u0131rland\u0131\u011f\u0131na ve para istemenin yeni ve alternatif yolu olarak \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131na dikkati \u00e7ekerek, \u015funlar\u0131 kaydetti:<\/p>\n

\n\t“Bu \u00f6zellik sayesinde m\u00fc\u015fterilerimiz, bekledikleri bir \u00f6deme varsa ya da nakde ihtiya\u00e7 duyduklar\u0131nda, tan\u0131d\u0131klar\u0131n\u0131n Garanti BBVA veya ba\u015fka bankalarda bulunan hesaplar\u0131na para transferi talebinde bulunabiliyor. Tan\u0131d\u0131\u011f\u0131 ki\u015finin hesap bilgilerini girerek \u00f6deme iste\u011fini ba\u015flat\u0131yor ve kar\u015f\u0131 taraf kabul etti\u011fi takdirde \u00f6deme FAST ile kendilerine iletiliyor. \u00d6rne\u011fin har\u00e7l\u0131k isteme, acil nakit ihtiyac\u0131 ya da beklenen \u00f6demeler gibi durumlarda dijital kanallar\u0131m\u0131zdan kolayca para transferi talep edebiliyorlar.”<\/p>\n

\n\t\u0130\u015f Bankas\u0131ndan yap\u0131lan a\u00e7\u0131klamada ise sistemle banka m\u00fc\u015fterilerinin, farkl\u0131 ihtiya\u00e7 ya da alacaklar\u0131 i\u00e7in nakit taleplerini, dijital bankac\u0131l\u0131k kanal\u0131ndan \u00f6deme yapacak tarafa ileterek kolayca \u00f6deme isteyebilece\u011fi aktar\u0131larak, m\u00fc\u015fteri talebinin onaylanmas\u0131 durumunda s\u00f6z konusu tutar\u0131n an\u0131nda hesaba ge\u00e7ece\u011fi bildirildi.<\/p>\n

\n\t“\u00d6deme \u0130ste” sistemine ili\u015fkin merak edilen 7 soru ve 7 cevap \u015f\u00f6yle:<\/p>\n

\n\t“\u00d6deme \u0130ste” sistemi nedir?<\/strong><\/p>\n

\n\tSistem, \u00f6demeler \u00f6ncesinde alacakl\u0131n\u0131n bor\u00e7ludan \u00f6deme talep etmesi, bor\u00e7lunun ise bu talebe yan\u0131t vermesi esas\u0131na dayan\u0131yor. “\u00d6deme \u0130ste”, bir \u00f6deme sistemi ve \u00f6deme arac\u0131\/kanal\u0131 de\u011fil, \u00f6deme \u00f6ncesi kullan\u0131lan bir altyap\u0131 \u00f6zelli\u011fi ta\u015f\u0131yor.<\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminin kullanabilmek i\u00e7in neler gerekli?<\/strong><\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminin kullan\u0131labilmesi i\u00e7in alacakl\u0131 taraf\u0131ndan bor\u00e7lunun hesap bilgileri, yani, Kolay Adres, TR Karekod ya da IBAN+Ad Soyad bilgilerinin bilinmesi gerekiyor.<\/p>\n

\n\t“\u00d6deme \u0130ste” sistemi alacakl\u0131 ve bor\u00e7lu farkl\u0131 \u00d6deme Hizmeti Sa\u011flay\u0131c\u0131s\u0131 (\u00d6HS) ile \u00e7al\u0131\u015ft\u0131klar\u0131nda da kullan\u0131labiliyor mu?<\/strong><\/p>\n

\n\tEvet, kullan\u0131labiliyor.<\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminde, alacakl\u0131 \u00f6deme talebi iletti\u011finde bor\u00e7lunun nas\u0131l haberi olacak?<\/strong><\/p>\n

\n\tBor\u00e7lunun \u00d6HS’si, gerekli kontrolleri yapt\u0131ktan sonra kendi i\u00e7 sistemleri \u00fczerinden “\u00d6deme \u0130ste” olu\u015fturarak bor\u00e7luya anl\u0131k bildirim iletir.<\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminde, bor\u00e7lu kendisine iletilen \u00f6deme talebini reddedebilir mi?<\/strong><\/p>\n

\n\tEvet, bor\u00e7lu “\u00d6deme \u0130ste”ye yan\u0131t olarak kabul ve ret cevab\u0131 verebilir.<\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminde alacakl\u0131, \u00f6deme talebine ili\u015fkin bor\u00e7ludan gelen yan\u0131t\u0131 hemen \u00f6\u011frenebilir mi?<\/strong><\/p>\n

\n\tEvet, \u00f6\u011frenebilir. Alacakl\u0131n\u0131n \u00d6HS’si, bor\u00e7ludan gelen yan\u0131t\u0131 an\u0131nda alacakl\u0131ya iletir.<\/p>\n

\n\tBor\u00e7lu, \u00f6deme talebini kabul ederse i\u015flemi hangi yolla ger\u00e7ekle\u015ftirebilir?<\/strong><\/p>\n

\n\t“\u00d6deme \u0130ste” sisteminde, bor\u00e7lu kendisine iletilen \u00f6deme talebini kabul etmesi durumunda, s\u00f6z konusu \u00f6deme FAST veya havale yoluyla ger\u00e7ekle\u015ftirilebilir.<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n Bankac\u0131l\u0131k
\n Merkez Bankas\u0131\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131’n\u0131n (TCMB) sitesinde yer alan bilgilere g\u00f6re, “\u00d6deme \u0130ste” sistemi, Fonlar\u0131n Anl\u0131k…<\/p>\n","protected":false},"author":1,"featured_media":6087,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[633,2424,1938,2422,4367],"class_list":["post-6086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-iste","tag-kullanima","tag-odeme","tag-sistemi","tag-sunuldu"],"yoast_head":"\n"\u00d6deme \u0130ste" sistemi kullan\u0131ma sunuldu - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=6086\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\""\u00d6deme \u0130ste" sistemi kullan\u0131ma sunuldu - 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