{"id":7494,"date":"2024-04-10T12:18:13","date_gmt":"2024-04-10T09:18:13","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=7494"},"modified":"2024-04-10T12:18:13","modified_gmt":"2024-04-10T09:18:13","slug":"beste-kismen-odeme-uygulamasi-basliyor-iste-merak-edilenler","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=7494","title":{"rendered":"BES&#8217;te &#8216;k\u0131smen \u00f6deme uygulamas\u0131&#8217; ba\u015fl\u0131yor: \u0130\u015fte merak edilenler"},"content":{"rendered":"<div class=\"news-content\">\n<p>\n\tKat\u0131l\u0131mc\u0131lar BES hesaplar\u0131nda biriken devlet katk\u0131s\u0131 dahil tutarlar\u0131 evlilik, konut al\u0131m\u0131 ve do\u011fal afet halleri kapsam\u0131nda ba\u015fvuruda bulunarak alabilecek.<\/p>\n<p>\n\tB\u00f6ylece kat\u0131l\u0131mc\u0131lar hayat\u0131n \u00f6nemli a\u015famalar\u0131nda kar\u015f\u0131la\u015ft\u0131klar\u0131 nakit ihtiya\u00e7lar\u0131na sistemden \u00e7\u0131kmadan \u00e7\u00f6z\u00fcm bulurken, tasarruflar\u0131na ara vermemi\u015f ve BES&#8217;teki haklar\u0131ndan feragat etmemi\u015f olacak.<\/p>\n<p>\n\tK\u0131smen \u00d6deme Uygulamas\u0131&#8217;nda en \u00e7ok merak edilen 10 soru ve yan\u0131tlar\u0131 \u015f\u00f6yle:<\/p>\n<p>\n\t<strong>Soru 1: K\u0131smen \u00d6deme Uygulamas\u0131 nedir?<\/strong><\/p>\n<p>\n\tBireysel Emeklilik Sistemi&#8217;nde e\u011fitim, evlilik, konut al\u0131m\u0131, e\u011fitim gibi durumlarda sistemden \u00e7\u0131kmadan ve sahip olunan haklardan vazge\u00e7meden hesaplar\u0131nda biriken tutarlar\u0131 devlet katk\u0131s\u0131 dahil alabilme hakk\u0131 sa\u011flayan uygulamad\u0131r.<\/p>\n<p>\n\t<strong>Soru 2: Hesaplar\u0131mdaki birikimin ne kadar\u0131n\u0131 alabilirim, nereye ba\u015fvurmal\u0131y\u0131m?<\/strong><\/p>\n<p>\n\tKat\u0131l\u0131mc\u0131lar ba\u015fvuru formunda belirtmek \u00fczere, birikimlerinin y\u00fczde 50&#8217;ye kadar k\u0131sm\u0131n\u0131 alabilir. Kat\u0131l\u0131mc\u0131lar, s\u00f6zle\u015fmesi bulunan emeklilik \u015firketleri ile ileti\u015fime ge\u00e7erek ba\u015fvuruda bulunabilir.<\/p>\n<p>\n\t<strong>Soru 3: Ba\u015fvuru talebim ne zaman sonu\u00e7lan\u0131r?<\/strong><\/p>\n<p>\n\tEmeklilik \u015firketleri k\u0131smen \u00f6deme ba\u015fvurusunun kabul veya ret sonucunu, talep formunun ula\u015ft\u0131\u011f\u0131 tarihten itibaren \u00fc\u00e7 i\u015f g\u00fcn\u00fc i\u00e7inde elektronik ileti\u015fim ara\u00e7lar\u0131yla kat\u0131l\u0131mc\u0131ya bildirilir.<\/p>\n<p>\n\t<strong>Soru 4: K\u0131smen \u00f6deme ba\u015fvurusunda aranan \u015fartlar nelerdir?<\/strong><\/p>\n<p>\n\t*Kat\u0131l\u0131mc\u0131lar evlilik, konut ve do\u011fal afet i\u00e7in sadece bir kez \u00f6deme alabilirler. Do\u011fal afet durumunda k\u0131smen \u00f6deme i\u00e7in tarih ve miktar \u015fart\u0131na bak\u0131lmaz.<\/p>\n<p>\n\t*K\u0131smen \u00f6deme i\u00e7in ilk ba\u015fvuru sistemdeki 5. y\u0131ldan itibaren ve ayl\u0131k asgari \u00fccretin en az 5 kat\u0131 \u00f6deme ger\u00e7ekle\u015ftirilmesi halinde yap\u0131labilir.<\/p>\n<p>\n\t*Kat\u0131l\u0131mc\u0131 evlilik i\u00e7in k\u0131smen \u00f6deme ald\u0131ysa, konut i\u00e7in k\u0131smen \u00f6demeyi en az be\u015f y\u0131l sonra ve ayl\u0131k asgari \u00fccretin en az 5 kat\u0131 \u00f6deme yapt\u0131\u011f\u0131 takdirde alabilir. Konut i\u00e7in \u00f6deme al\u0131nd\u0131ysa, evlilik i\u00e7in de ayn\u0131 \u015fartlar ge\u00e7erli olur.<\/p>\n<p>\n\t*Birden fazla BES s\u00f6zle\u015fmesi bulunanlar i\u00e7in sadece bir ba\u015fvuru hakk\u0131 tan\u0131n\u0131r.<\/p>\n<p>\n\t<strong>Soru 5: Ba\u015fvuru s\u0131ras\u0131nda hangi belgeler talep ediliyor?<\/strong><\/p>\n<p>\n\tKonut al\u0131m\u0131 i\u00e7in Tapu ve Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc taraf\u0131ndan sa\u011flanan web tapu ile \u00fcretilen do\u011frulama kodunun bulundu\u011fu tapu belgesi n\u00fcshas\u0131 sunulur.<\/p>\n<p>\n\tEvlilik hali i\u00e7in e-Devlet sistemi ile \u00fcretilen ve \u00fczerinde do\u011frulama kodu bulunan n\u00fcfus kay\u0131t \u00f6rne\u011fi, do\u011fal afet hali i\u00e7in do\u011fal afetin ger\u00e7ekle\u015fmesine m\u00fcteakip SEDDK taraf\u0131ndan duyurulan belge ibraz edilir.<\/p>\n<p>\n\t<strong>Soru 6: Konut almadan veya evlenmeden \u00f6nce ba\u015fvuru yapabilir miyim, s\u00fcre\u00e7 nas\u0131l i\u015fliyor?<\/strong><\/p>\n<p>\n\tKat\u0131l\u0131mc\u0131 istenilen belgeleri ba\u015fvuru s\u0131ras\u0131nda teslim eder. Ba\u015fvurusu onaylan\u0131p \u00f6deme alan kat\u0131l\u0131mc\u0131lar \u00f6deme ald\u0131ktan 2 ay sonras\u0131na kadar konut al\u0131nd\u0131\u011f\u0131na ya da evlenildi\u011fine dair belgeleri \u015firkete ileterek ba\u015fvuru i\u015flemlerini tamamlamakla y\u00fck\u00fcml\u00fc olur. Evlilik ya da konut al\u0131m\u0131 ba\u015fvuru tarihinden \u00f6nce ger\u00e7ekle\u015fmi\u015fse 2 ay \u00f6ncesine kadar bu belgeler ge\u00e7erli olur.<\/p>\n<p>\n\t<strong>Soru 7: Ba\u015fvurumun onaylanmas\u0131 durumunda k\u0131smen \u00f6deme tutar\u0131 ne zaman hesab\u0131ma yat\u0131r\u0131lacak?<\/strong><\/p>\n<p>\n\tK\u0131smen \u00f6deme tutarlar\u0131, en ge\u00e7 t\u00fcm fon paylar\u0131n\u0131n nakde d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fc g\u00fcn\u00fc takip eden ilk i\u015f g\u00fcn\u00fcnde kat\u0131l\u0131mc\u0131 hesab\u0131na \u00f6denir.<\/p>\n<p>\n\t<strong>Soru 8: Ba\u015fvurum onayland\u0131 fakat k\u0131smen \u00f6deme tutar\u0131 hesab\u0131ma yat\u0131r\u0131lmad\u0131. Ne yapmal\u0131y\u0131m?<\/strong><\/p>\n<p>\n\tNakde d\u00f6n\u00fc\u015ft\u00fcr\u00fclm\u00fc\u015f tutar herhangi bir sebeple 10 i\u015f g\u00fcn\u00fc i\u00e7inde \u00f6denememesi ve k\u0131smen \u00f6deme i\u015fleminin ger\u00e7ekle\u015ftirilememesi durumunda ba\u015fvuru yap\u0131lmam\u0131\u015f say\u0131l\u0131r. Kat\u0131l\u0131mc\u0131 durumu bildirerek yeniden ba\u015fvuru yapabilir.<\/p>\n<p>\n\t<strong>Soru 9: \u0130stenilen belgeleri belirtilen s\u00fcrede tamamlayamad\u0131m. Ne yapmal\u0131y\u0131m?<\/strong><\/p>\n<p>\n\tBa\u015fvurularda, k\u0131smen \u00f6deme hallerinin olu\u015fmamas\u0131 veya 2 ay i\u00e7inde gerekli belgelerin sunulmamas\u0131 halinde k\u0131smen \u00f6deme hakk\u0131 kullan\u0131lm\u0131\u015f say\u0131l\u0131r ve \u00f6denen tutar\u0131n y\u00fczde 30&#8217;u devlet katk\u0131s\u0131 hesab\u0131ndan d\u00fc\u015f\u00fcl\u00fcr.<\/p>\n<p>\n\t<strong>Soru 10: Verdi\u011fim taahh\u00fctnameyi yerine getiremedim. Ne olacak?<\/strong><\/p>\n<p>\n\tKat\u0131l\u0131mc\u0131 BES s\u00f6zle\u015fmesini, 3 y\u0131ll\u0131k taahh\u00fct s\u00fcresi i\u00e7erisinde emeklilik, vefat veya maluliyet d\u0131\u015f\u0131nda sonland\u0131rmas\u0131 durumunda, k\u0131smen \u00f6deme kapsam\u0131nda ald\u0131\u011f\u0131 devlet katk\u0131s\u0131 tutar\u0131 faiziyle tahsil edilir.<\/p>\n<div class=\"news-tags\">\n<div class=\"title\">ET\u0130KETLER<\/div>\n<div class=\"tags\">\n                                                                            Bireysel Emeklilik Sistemi BES\n                                                                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kat\u0131l\u0131mc\u0131lar BES hesaplar\u0131nda biriken devlet katk\u0131s\u0131 dahil tutarlar\u0131 evlilik, konut al\u0131m\u0131 ve do\u011fal afet halleri&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[307,3767,6551,633,3908,6550,1938,1535],"class_list":["post-7494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-basliyor","tag-beste","tag-edilenler","tag-iste","tag-kismen","tag-merak","tag-odeme","tag-uygulamasi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BES&#039;te &#039;k\u0131smen \u00f6deme uygulamas\u0131&#039; 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