{"id":7661,"date":"2024-04-19T09:37:24","date_gmt":"2024-04-19T06:37:24","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=7661"},"modified":"2024-04-19T09:37:24","modified_gmt":"2024-04-19T06:37:24","slug":"bddkdan-yonetmelik-degisikligi-2","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=7661","title":{"rendered":"BDDK’dan y\u00f6netmelik de\u011fi\u015fikli\u011fi"},"content":{"rendered":"
\n

\n\tBankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu’nun (BDDK) internet sitesinde yer alan a\u00e7\u0131klamaya g\u00f6re, Kurul, 1 Kas\u0131m 2006 tarihli ve 26333 say\u0131l\u0131 Resmi Gazete’de yay\u0131mlanan “Mevduat ve Kat\u0131l\u0131m Fonunun Kabul\u00fcne, \u00c7ekilmesine ve Zamana\u015f\u0131m\u0131na U\u011frayan Mevduat, Kat\u0131l\u0131m Fonu, Emanet ve Alacaklara \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Y\u00f6netmeli\u011fin” 8’inci maddesinin ikinci f\u0131kras\u0131nda yer alan ve 2018’den beri “250 lira” olarak uygulanan tutar\u0131n “1000 lira” olarak g\u00fcncellenmesine karar verdi.<\/p>\n

\n\tA\u00e7\u0131klamaya g\u00f6re, karar\u0131n Tasarruf Mevduat\u0131 Sigorta Fonu ile Kurulu\u015f Birliklerine duyurulmas\u0131 ve kurumun internet sitesinde yay\u0131mlanmas\u0131 kararla\u015ft\u0131r\u0131ld\u0131.<\/p>\n

\n\tBDDK, haz\u0131rlanan bir y\u00f6netmelik tasla\u011f\u0131 ve bir tebli\u011f tasla\u011f\u0131n\u0131 g\u00f6r\u00fc\u015fe a\u00e7t\u0131<\/strong><\/p>\n

\n\tBankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), “Kalk\u0131nma ve Yat\u0131r\u0131m Bankalar\u0131nda Mevduat Say\u0131lmayacak Fonlara \u0130li\u015fkin Y\u00f6netmelik Tasla\u011f\u0131” ile “Bu Bankalar\u0131n Tabi Olaca\u011f\u0131 Kredi S\u0131n\u0131rlar\u0131na \u0130li\u015fkin Tebli\u011f Tasla\u011f\u0131”n\u0131 g\u00f6r\u00fc\u015fe a\u00e7t\u0131.<\/p>\n

\n\tBDDK a\u00e7\u0131klamas\u0131na g\u00f6re, 5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu’nun 60’\u0131nc\u0131 maddesinin d\u00f6rd\u00fcnc\u00fc f\u0131kras\u0131n\u0131n uygulanmas\u0131na y\u00f6nelik hususlar\u0131 d\u00fczenleyen 2015\/1 say\u0131l\u0131 genelgenin, 2020’de yap\u0131lan kanun de\u011fi\u015fikli\u011fi \u00e7er\u00e7evesinde g\u00f6zden ge\u00e7irilmesi suretiyle, kalk\u0131nma ve yat\u0131r\u0131m bankalar\u0131n\u0131n kredi m\u00fc\u015fterileri, ortaklar\u0131 ve ortakl\u0131klar\u0131ndan sa\u011flayabilecekleri fonlardan mevduat say\u0131lmayacaklara ili\u015fkin hususlar\u0131n d\u00fczenlenmesi ve uygulamada kar\u015f\u0131la\u015f\u0131lan sorunlar\u0131n giderilmesine y\u00f6nelik olarak “Kalk\u0131nma ve Yat\u0131r\u0131m Bankalar\u0131nda Mevduat Say\u0131lmayacak Fonlara \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Y\u00f6netmelik Tasla\u011f\u0131” (Y\u00f6netmelik Tasla\u011f\u0131) haz\u0131rland\u0131.<\/p>\n

\n\tAyr\u0131ca kredi kulland\u0131r\u0131mlar\u0131 bak\u0131m\u0131ndan kalk\u0131nma ve yat\u0131r\u0131m bankalar\u0131nda ana sermaye ve kald\u0131ra\u00e7 oran\u0131na dayal\u0131 bir d\u00fczenleme \u00e7er\u00e7evesi olu\u015fturulmas\u0131na y\u00f6nelik “Kalk\u0131nma ve Yat\u0131r\u0131m Bankalar\u0131nda Kredi S\u0131n\u0131rlar\u0131na \u0130li\u015fkin Tebli\u011f Tasla\u011f\u0131” da yap\u0131ld\u0131.<\/p>\n

\n\tS\u00f6z konusu Tebli\u011f Tasla\u011f\u0131 ile kalk\u0131nma ve yat\u0131r\u0131m bankalar\u0131nca bir ger\u00e7ek ya da t\u00fczel ki\u015fiye veya risk gruplar\u0131na kulland\u0131r\u0131labilecek kredilere ili\u015fkin s\u0131n\u0131rlar\u0131n hesaplanmas\u0131na, raporlanmas\u0131na ve s\u0131n\u0131r a\u015f\u0131mlar\u0131na ili\u015fkin usul ve esaslar\u0131n belirlenmesi \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n

\n\tY\u00f6netmelik Tasla\u011f\u0131 kapsam\u0131nda d\u00fczenlenmesi \u00f6ng\u00f6r\u00fclen hususlara ili\u015fkin ise \u015fu bilgiler verildi:<\/p>\n

\n\t“Kredi m\u00fc\u015fterilerinden kabul edilebilecek fon tutar\u0131n\u0131n m\u00fc\u015fterinin kredi riskini a\u015famayaca\u011f\u0131 d\u00fczenlenmi\u015f olup kredi m\u00fc\u015fterisi ve kredi risk tutar\u0131 tan\u0131m\u0131 getirilmi\u015ftir.<\/p>\n

\n\tMevduat say\u0131lmayan fonlar (mevduat niteli\u011finde olup belirli \u015fartlar\u0131n sa\u011flanmas\u0131 kayd\u0131yla mevduat say\u0131lmayacak fonlar) ile mevduat niteli\u011finde olmayan fonlar (\u00f6z\u00fc gere\u011fi mevduat tan\u0131m\u0131na uymayan fonlar) aras\u0131nda ayr\u0131ma gidilerek bunlara ili\u015fkin esaslar belirlenmi\u015ftir. Kredi m\u00fc\u015fterilerinden kabul edilen fonlar\u0131n mevduat say\u0131lmamas\u0131 i\u00e7in ta\u015f\u0131mas\u0131 gereken ko\u015fullar belirlenmi\u015ftir. Toplam kredi risk tutar\u0131 ve fon tutar\u0131 toplam\u0131 hesaplamas\u0131na dahil edilmeyecek kalemler belirlenmesi hususunda Kurul’a yetki verilmi\u015ftir.<\/p>\n

\n\tBorsada i\u015flem g\u00f6ren hisselerden kaynakl\u0131 olanlar hari\u00e7 olmak \u00fczere, bankan\u0131n herhangi bir orta\u011f\u0131ndan sa\u011flad\u0131\u011f\u0131 ve toplamda bu orta\u011f\u0131n bankan\u0131n \u00f6z kayna\u011f\u0131ndaki pay\u0131na tekab\u00fcl eden k\u0131sm\u0131na kadar olan fonlar m\u00fcstesna olarak, nitelikli pay sahipleri ile kamu t\u00fczel ki\u015fili\u011fini haiz do\u011frudan veya dolayl\u0131 pay sahiplerinden sa\u011flanan fonlar ve do\u011frudan veya dolayl\u0131 i\u015ftiraklerden ve ba\u011fl\u0131 ortakl\u0131klardan sa\u011flanan fonlar\u0131n mevduat say\u0131lmayaca\u011f\u0131 h\u00fckme ba\u011flanm\u0131\u015ft\u0131r.<\/p>\n

\n\tFon temininden kaynakl\u0131 a\u015f\u0131m veya ba\u015fka bir suretle sonras\u0131nda uyumsuzluk olu\u015fmas\u0131 durumunda, fonlar\u0131n tasfiyesi de dahil al\u0131nacak \u00f6nlemlerle bu uyumsuzluklar\u0131n derhal giderilmesi gerekti\u011fi ile fon s\u00f6zle\u015fmesinde yer alacak hususlara ili\u015fkin d\u00fczenlemelere yer verilmi\u015ftir. Mevduat ve kat\u0131l\u0131m fonu kabul\u00fc hari\u00e7 olmak \u00fczere Kanunun 4’\u00fcnc\u00fc maddesi \u00e7er\u00e7evesinde ger\u00e7ekle\u015ftirilebilecek faaliyetlerden sa\u011flanan fonlar\u0131n mevduat niteli\u011finde olmad\u0131\u011f\u0131 h\u00fckme ba\u011flanm\u0131\u015ft\u0131r. Nakdi teminatlar\u0131n mevduat niteli\u011finde olmad\u0131\u011f\u0131n\u0131n kabul\u00fc i\u00e7in aranan \u015fartlar d\u00fczenlenmi\u015f, bu \u015fartlar aras\u0131nda herhangi bir getiri \u00f6demesi yap\u0131lmamas\u0131 hususuna da yer verilmi\u015ftir.”<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n BDDK
\n Ekonomik D\u00fczenlemeler\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu’nun (BDDK) internet sitesinde yer alan a\u00e7\u0131klamaya g\u00f6re, Kurul, 1 Kas\u0131m…<\/p>\n","protected":false},"author":1,"featured_media":59,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[80,3523,3522],"class_list":["post-7661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-bddkdan","tag-degisikligi","tag-yonetmelik"],"yoast_head":"\nBDDK'dan y\u00f6netmelik de\u011fi\u015fikli\u011fi - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=7661\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BDDK'dan y\u00f6netmelik de\u011fi\u015fikli\u011fi - 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