{"id":8418,"date":"2024-05-23T08:41:52","date_gmt":"2024-05-23T05:41:52","guid":{"rendered":"https:\/\/es-exchange.com\/haberler\/?p=8418"},"modified":"2024-05-23T08:41:52","modified_gmt":"2024-05-23T05:41:52","slug":"halkbank-faiz-orani-degisikligi-gecmise-yonelik-uygulanmadi","status":"publish","type":"post","link":"https:\/\/es-exchange.com\/haberler\/?p=8418","title":{"rendered":"Halkbank: Faiz oran\u0131 de\u011fi\u015fikli\u011fi ge\u00e7mi\u015fe y\u00f6nelik uygulanmad\u0131"},"content":{"rendered":"
\n

\n\tHalkbank’tan esnaf kredi faiz oran g\u00fcncellemesine ili\u015fkin yap\u0131lan a\u00e7\u0131klamada,\u00a0“Bankam\u0131z esnaf kredileri faiz oranlar\u0131, 1 May\u0131s’tan itibaren ge\u00e7erli olmak \u00fczere g\u00fcncellenmi\u015ftir. Faiz oran\u0131 de\u011fi\u015fikli\u011fi ge\u00e7mi\u015fe y\u00f6nelik olarak uygulanmam\u0131\u015ft\u0131r.\u00a0\u0130lerleyen d\u00f6nemlerde kaynak maliyet azal\u0131\u015flar\u0131na ba\u011fl\u0131 olarak esnaf kredileri faiz oranlar\u0131nda iyile\u015ftirmeler yap\u0131lacakt\u0131r.” denildi.<\/p>\n

\n\tA\u00e7\u0131klamada \u015funlar kaydedildi;<\/p>\n

\n\tBaz\u0131 bas\u0131n yay\u0131n kurulu\u015flar\u0131yla sosyal medya hesaplar\u0131nda, bankan\u0131n esnaf kredileri faiz oranlar\u0131 g\u00fcncellemesiyle ilgili ger\u00e7e\u011fe ayk\u0131r\u0131 ve kamuoyunu yan\u0131lt\u0131c\u0131 \u015fekilde haber ve yorumlar\u0131n yer ald\u0131\u011f\u0131n\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc, kamuoyunun do\u011fru bilgilendirilmesi amac\u0131yla a\u00e7\u0131klama yap\u0131lmas\u0131 ihtiyac\u0131n\u0131n do\u011fdu\u011fu belirtildi.<\/p>\n

\n\tBankan\u0131n esnaf kredileri faiz oranlar\u0131n\u0131 1 May\u0131s’tan itibaren ge\u00e7erli olmak \u00fczere g\u00fcncelledi\u011fi aktar\u0131lan a\u00e7\u0131klamada, faiz oran\u0131 de\u011fi\u015fikli\u011finin ge\u00e7mi\u015fe y\u00f6nelik olarak uygulanmad\u0131\u011f\u0131 ifade edildi.<\/p>\n

\n\tA\u00e7\u0131klamada, esnaf kredilerine uygulanacak faiz oran\u0131n\u0131n yasal olarak banka kaynak maliyetinin alt\u0131nda olmayacak \u015fekilde belirlendi\u011fi, esnaf kredilerinin vadeleri boyunca sabit faizli krediler olmad\u0131\u011f\u0131, bankan\u0131n kaynak maliyetine ba\u011fl\u0131 olarak \u00f6z\u00fc itibar\u0131yla de\u011fi\u015fken faizli oldu\u011fu kaydedildi.<\/p>\n

\n\tG\u00fcncel durumda bankalar\u0131n kaynak maliyetlerinin y\u00fczde 50 seviyesine geldi\u011fi, kredi faiz oranlar\u0131n\u0131n da buna paralel olarak art\u0131\u015f kaydetti\u011fi belirtilen a\u00e7\u0131klamada, gelinen noktada, gecikmeli ve ka\u00e7\u0131n\u0131lmaz olarak esnaf kredileri faiz oranlar\u0131nda piyasa g\u00fcncel kredi faiz oranlar\u0131n\u0131n olduk\u00e7a alt\u0131nda kalacak \u015fekilde faiz oran\u0131 g\u00fcncellemesi yap\u0131lmak zorunda kal\u0131nd\u0131\u011f\u0131 aktar\u0131ld\u0131.<\/p>\n<\/p>\n

\"Halkbank:<\/p>\n

\n\t“Esnaf\u0131m\u0131za \u00f6nemli destek sa\u011flanmaktad\u0131r”<\/h2>\n

\n\tA\u00e7\u0131klamada, “Ayr\u0131ca, esnaf kredileri faiz oran\u0131n\u0131n y\u00fczde 50’si, gelir kayb\u0131 uygulamas\u0131 kapsam\u0131nda Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan kar\u015f\u0131lanarak esnaf\u0131m\u0131za \u00f6nemli bir destek de sa\u011flanmaktad\u0131r.” denilerek, \u015funlar kaydedildi:<\/p>\n

\n\t“Esnafa yans\u0131t\u0131lan yeni faiz oranlar\u0131 y\u00fczde 17-29 band\u0131nda de\u011fi\u015fmekle birlikte art\u0131\u015f\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fc, y\u00fczde 17’lik en d\u00fc\u015f\u00fck yeni faiz oran\u0131 band\u0131nda devam etmektedir. Faiz oran\u0131 d\u00fczenlemesinde, deprem b\u00f6lgesinde bulunan 5 il ve 2 il\u00e7emizde kulland\u0131r\u0131m\u0131 yap\u0131lan esnaf kredileri kapsam d\u0131\u015f\u0131 b\u0131rak\u0131lm\u0131\u015ft\u0131r. Bankam\u0131z, kurulu\u015fundan itibaren her zaman esnaf\u0131m\u0131z\u0131n yan\u0131nda olmu\u015ftur. 2002 y\u0131l\u0131ndan g\u00fcn\u00fcm\u00fcze kadar 4,2 milyon esnaf\u0131m\u0131za 498 milyar lira esnaf kredisi, Ocak 2023-May\u0131s 2024 d\u00f6neminde de 545 bin esnaf\u0131m\u0131za 213 milyar lira esnaf kredisi kulland\u0131r\u0131lm\u0131\u015ft\u0131r. \u0130lerleyen d\u00f6nemlerde kaynak maliyet azal\u0131\u015flar\u0131na ba\u011fl\u0131 olarak esnaf kredileri faiz oranlar\u0131nda iyile\u015ftirmeler yap\u0131lacakt\u0131r. Bankam\u0131z her zaman oldu\u011fu gibi esnaf\u0131m\u0131za desteklerini kesintisiz \u015fekilde s\u00fcrd\u00fcrecektir.”<\/p>\n

\n
ET\u0130KETLER<\/div>\n
\n Bankac\u0131l\u0131k
\n Faiz
\n Sosyal Medya\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Halkbank’tan esnaf kredi faiz oran g\u00fcncellemesine ili\u015fkin yap\u0131lan a\u00e7\u0131klamada,\u00a0“Bankam\u0131z esnaf kredileri faiz oranlar\u0131, 1 May\u0131s’tan…<\/p>\n","protected":false},"author":1,"featured_media":8419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3523,287,7525,7524,488,7526,174],"class_list":["post-8418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-haberleri","tag-degisikligi","tag-faiz","tag-gecmise","tag-halkbank","tag-orani","tag-uygulanmadi","tag-yonelik"],"yoast_head":"\nHalkbank: Faiz oran\u0131 de\u011fi\u015fikli\u011fi ge\u00e7mi\u015fe y\u00f6nelik uygulanmad\u0131 - Es-Exchange Ekonomi Haberleri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/es-exchange.com\/haberler\/?p=8418\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Halkbank: Faiz oran\u0131 de\u011fi\u015fikli\u011fi ge\u00e7mi\u015fe y\u00f6nelik uygulanmad\u0131 - 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